Key indicators for buyers
The TR13 market is moderately favourable for buyers. Prices have softened (-17.7%), which could present a buying opportunity. Affordability has improved from a peak of 11.0x in 2021 to 8.6x today. Rising rents (£1,005/mo, +6.0%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Cornwall area
A home in Cornwall costs 8.6x the local median salary — stretched, improving from a peak of 11.0x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Cornwall area
Average monthly rent in Cornwall is £1,005, up 6.0% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Cornwall price of £274,486 with a 25% deposit (£69k), a 2-year fixed mortgage at 3.97% costs around £1,083 per month.
Monthly cost comparison based on current data
Uses TR13 avg. price with Cornwall rental data
Monthly mortgage payments (£1,083) are £78 more than renting (£1,005). However, buying requires an upfront deposit of £69k — it would take around 10 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
NEW MILTON, BULLOCK LANE TR13 8SB | Detached | £350,000 | 23 Jan 2026 |
19, THOMAS STREET, PORTHLEVEN TR13 9DG | Terraced | £240,000 | 23 Jan 2026 |
18, PLOVER AVENUE TR13 8FW | Terraced | £210,000 | 16 Jan 2026 |
THE HAVEN, CARNKIE TR13 0DY | Detached | £387,429 | 9 Jan 2026 |
64, BULWARK ROAD TR13 8JG | Terraced | £185,000 | 9 Jan 2026 |
3, LOWER HILLCREST TR13 8TF | Detached | £600,000 | 19 Dec 2025 |
83, WHEAL ROSE, PORTHLEVEN TR13 9AT | Terraced |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in TR13 sold for £274,486 in 2026, with a median of £240,000 across 5 transactions. Prices fell 17.7% compared to the previous year.
| £202,000 |
| 19 Dec 2025 |
43, PENBERTHY ROAD TR13 8AR | Flat/Maisonette | £150,000 | 19 Dec 2025 |
88, HELLIS WARTHA TR13 8WF | Terraced | £168,750 | 19 Dec 2025 |
3, FACTORY COTTAGES, GODOLPHIN ROAD TR13 8QQ | Semi-detached | £190,000 | 19 Dec 2025 |
9, SUNSET GARDENS, PORTHLEVEN TR13 9BS | Detached | £278,000 | 19 Dec 2025 |
91, HELLIS WARTHA TR13 8WF | Detached | £244,000 | 18 Dec 2025 |
73, HELLIS WARTHA TR13 8WE | Semi-detached | £180,000 | 16 Dec 2025 |
SURF COTTAGE, LOE BAR ROAD, PORTHLEVEN TR13 9ER | Semi-detached | £292,500 | 16 Dec 2025 |
HIGHER PROSPIDNICK COTTAGE, NANCEGOLLAN TR13 0AR | Detached | £335,000 | 16 Dec 2025 |
4, GANDER LANE TR13 8NU | Other | £650,000 | 15 Dec 2025 |
6, CROSS STREET TR13 8NG | Semi-detached | £352,500 | 12 Dec 2025 |
13, REEVES CLOSE, PORTHLEVEN TR13 9PB | Detached | £450,000 | 12 Dec 2025 |
8, PENROSE ROAD TR13 8TP | Terraced | £287,500 | 12 Dec 2025 |
48, WEST END, PORTHLEVEN TR13 9JL | Semi-detached | £650,000 | 11 Dec 2025 |
The most recent recorded sale in TR13 was a detached property on Bullock Lane for £350,000 in January 2026. Across the last 20 sales, the median price was £287,500.