Key indicators for buyers
The PL26 market presents a mixed picture for buyers. Prices are rising at 31.7%, which may favour acting sooner rather than later. Affordability has improved from a peak of 11.0x in 2021 to 8.6x today. Rising rents (£1,005/mo, +6.0%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Cornwall area
A home in Cornwall costs 8.6x the local median salary — stretched, improving from a peak of 11.0x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Cornwall area
Average monthly rent in Cornwall is £1,005, up 6.0% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Cornwall price of £409,439 with a 25% deposit (£102k), a 2-year fixed mortgage at 3.97% costs around £1,616 per month.
Monthly cost comparison based on current data
Uses PL26 avg. price with Cornwall rental data
Monthly mortgage payments (£1,616) are £611 more than renting (£1,005). However, buying requires an upfront deposit of £102k — it would take around 24 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
59, CHURCH STREET, MEVAGISSEY PL26 6SR | Terraced | £215,000 | 29 Jan 2026 |
LUKES BARN, POLGOOTH PL26 7BY | Detached | £695,000 | 21 Jan 2026 |
5, TRELOWTH ROAD, POLGOOTH PL26 7BG | Semi-detached | £180,000 | 16 Jan 2026 |
34, LAVORRICK ORCHARDS, MEVAGISSEY PL26 6TL | Detached | £569,950 | 14 Jan 2026 |
12, TRERICE TERRACE, ST DENNIS PL26 8EF | Semi-detached | £250,000 | 12 Jan 2026 |
SWALLOWFIELD, TREMODRETT, ROCHE PL26 8LP | Detached | £550,000 | 8 Jan 2026 |
FLAT 3, NARE COURT, POLKIRT HILL, MEVAGISSEY PL26 6UX |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in PL26 sold for £409,439 in 2026, with a median of £415,000 across 9 transactions. Prices rose 31.7% compared to the previous year.
| Flat/Maisonette |
| £280,000 |
| 8 Jan 2026 |
SERENA, 3, TRELISPEN PARK, GORRAN HAVEN PL26 6HT | Detached | £415,000 | 7 Jan 2026 |
NETHERWAY, PENWARNE LANE, MEVAGISSEY PL26 6PF | Detached | £530,000 | 2 Jan 2026 |
FLAT 15, DU MAURIER COURT, TREGONEY HILL, MEVAGISSEY PL26 6RR | Flat/Maisonette | £138,500 | 22 Dec 2025 |
29, LINGFIELD AVENUE, STICKER PL26 7ET | Detached | £400,000 | 22 Dec 2025 |
31, HALIMOTE ROAD, ST DENNIS PL26 8BH | Semi-detached | £190,000 | 18 Dec 2025 |
3, TOWAN LANE, LOBBS SHOP PL26 6BE | Terraced | £320,000 | 16 Dec 2025 |
37, GOVERSETH TERRACE, FOXHOLE PL26 7XA | Terraced | £199,500 | 12 Dec 2025 |
4, LOWER CARGWYN MEADOWS, PENWITHICK PL26 8FU | Semi-detached | £215,000 | 12 Dec 2025 |
RESCORLA COTTAGE, RESCORLA PL26 8YT | Terraced | £220,000 | 12 Dec 2025 |
4, COASTAL VIEW, CARLUDDON PL26 8WH | Semi-detached | £240,000 | 12 Dec 2025 |
FLAT 7, HILLSIDE COURT, HIGHER BUGLE, BUGLE PL26 8GH | Flat/Maisonette | £72,500 | 12 Dec 2025 |
FOXES LAIR, 7, GOVERSETH HILL, FOXHOLE PL26 7UZ | Detached | £320,000 | 12 Dec 2025 |
1, LOWER NETLEY COTTAGES, BUGLE PL26 8PZ | Semi-detached | £170,000 | 12 Dec 2025 |
The most recent recorded sale in PL26 was a terraced property on Church Street for £215,000 in January 2026. Across the last 20 sales, the median price was £250,000.