Key indicators for buyers
The PL13 market presents a mixed picture for buyers. Prices are rising at 57.3%, which may favour acting sooner rather than later. Affordability has improved from a peak of 11.0x in 2021 to 8.6x today. Rising rents (£1,005/mo, +6.0%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Cornwall area
A home in Cornwall costs 8.6x the local median salary — stretched, improving from a peak of 11.0x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Cornwall area
Average monthly rent in Cornwall is £1,005, up 6.0% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Cornwall price of £490,000 with a 25% deposit (£123k), a 2-year fixed mortgage at 3.97% costs around £1,934 per month.
Monthly cost comparison based on current data
Uses PL13 avg. price with Cornwall rental data
Monthly mortgage payments (£1,934) are £929 more than renting (£1,005). However, buying requires an upfront deposit of £123k — it would take around 44 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
EDDYSTONE, BARBICAN ROAD PL13 1EU | Detached | £530,000 | 27 Jan 2026 |
11, BEACON PARK, PELYNT PL13 2PQ | Detached | £450,000 | 23 Jan 2026 |
PENRYN HOUSE HOTEL, THE COOMBES, POLPERRO PL13 2RQ | Other | £774,999 | 19 Dec 2025 |
4, TREGARRICK, WEST LOOE PL13 2SD | Terraced | £230,000 | 19 Dec 2025 |
1, ASHLEY COURT, MEADWAY PL13 1JT | Flat/Maisonette | £400,000 | 19 Dec 2025 |
ROCK LEDGE, DAWN ROAD PL13 2DS | Detached | £745,000 | 19 Dec 2025 |
1, ASHLEY COURT, MEADWAY PL13 1JT | Detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in PL13 sold for £490,000 in 2026, with a median of £490,000 across 2 transactions. Prices rose 57.3% compared to the previous year.
| £400,000 |
| 19 Dec 2025 |
59A, CAREY PARK, KILLIGARTH PL13 2JP | Detached | £180,000 | 19 Dec 2025 |
CLARE MARIS, MEADWAY PL13 1JT | Detached | £480,000 | 16 Dec 2025 |
FLAT 3, 1, BULLER STREET PL13 1AS | Flat/Maisonette | £45,000 | 15 Dec 2025 |
PRIMROSE COTTAGE, WEST LOOE HILL PL13 2HW | Detached | £385,000 | 15 Dec 2025 |
67, CAREY PARK, KILLIGARTH PL13 2JP | Detached | £265,000 | 15 Dec 2025 |
2, BAR BAY, BARBICAN ROAD, EAST LOOE PL13 1EX | Semi-detached | £200,000 | 12 Dec 2025 |
79, SUNRISING PL13 1NE | Semi-detached | £225,000 | 12 Dec 2025 |
16, ST WINNOLLS PARK PL13 1DG | Detached | £300,000 | 11 Dec 2025 |
IVY COTTAGE, SHUTTA PL13 1LT | Detached | £385,000 | 10 Dec 2025 |
42, KIMLERS WAY, ST MARTIN PL13 1PS | Semi-detached | £239,000 | 8 Dec 2025 |
NEWHAVEN, THE COOMBES, POLPERRO PL13 2RH | Detached | £280,000 | 1 Dec 2025 |
27, TRELAWNY CLOSE, PELYNT PL13 2FF | Terraced | £105,000 | 28 Nov 2025 |
20, BODRIGAN ROAD PL13 1EG | Detached | £395,000 | 28 Nov 2025 |
The most recent recorded sale in PL13 was a detached property on Barbican Road for £530,000 in January 2026. Across the last 20 sales, the median price was £385,000.