Key indicators for buyers
The W1F market is moderately favourable for buyers. Prices have softened (-39.4%), which could present a buying opportunity. Affordability has improved from a peak of 25.4x in 2017 to 16.0x today.
Yearly averages · HM Land Registry Price Paid Data
2025averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider City of Westminster area
A home in City of Westminster costs 16.0x the local median salary — very stretched, improving from a peak of 25.4x in 2017.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider City of Westminster area
Average monthly rent in City of Westminster is £3,138, down 4.6% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average City of Westminster price of £3,043,500 with a 25% deposit (£761k), a 2-year fixed mortgage at 3.97% costs around £12,011 per month.
Monthly cost comparison based on current data
Uses W1F avg. price with City of Westminster rental data
Monthly mortgage payments (£12,011) are £8,873 more than renting (£3,138). However, buying requires an upfront deposit of £761k — it would take around 63406 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
FLAT 15, CITY OF WESTMINSTER DWELLINGS, 20, MARSHALL STREET W1F 7ER | Flat/Maisonette | £395,000 | 10 Dec 2025 |
FLAT 5, 97, WARDOUR STREET W1F 0UF | Flat/Maisonette | £590,000 | 31 Oct 2025 |
FLAT 7.6, STIRLING COURT, MARSHALL STREET W1F 9BD | Flat/Maisonette | £735,000 | 12 Sept 2025 |
FLAT 6, SANDRINGHAM COURT, DUFOURS PLACE W1F 7SL | Flat/Maisonette | £850,000 | 29 Aug 2025 |
FLAT 1-3, 74, WARDOUR STREET W1F 0TE | Other | £1,795,000 | 22 Aug 2025 |
36, BERWICK STREET W1F 8RR | Other | £100,000 | 20 Aug 2025 |
24, BREWER STREET W1F 0SN |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in W1F sold for £3,043,500 in 2025, with a median of £727,500 across 18 transactions. Prices fell 39.4% compared to the previous year.
| Other |
| £129,000 |
| 18 Aug 2025 |
APARTMENT 601C, 1, FAREHAM STREET W1F 8BB | Flat/Maisonette | £11,750,000 | 4 Jul 2025 |
FLAT 20, CITY OF WESTMINSTER DWELLINGS, 20, MARSHALL STREET W1F 7ER | Flat/Maisonette | £595,000 | 30 Jun 2025 |
54, MARSHALL STREET W1F 9BH | Other | £2,150,000 | 7 May 2025 |
26, ST ANNES COURT W1F 0BL | Terraced | £2,925,000 | 2 May 2025 |
119, WARDOUR STREET W1F 0UW | Other | £29,120,000 | 17 Apr 2025 |
29 - 35, LEXINGTON STREET W1F 9AH | Other | £90,000 | 21 Feb 2025 |
APARTMENT 410C, 1, FAREHAM STREET W1F 8BB | Flat/Maisonette | £800,000 | 14 Feb 2025 |
5A, WALKERS COURT W1F 0BT | Other | £720,000 | 12 Feb 2025 |
5, WALKERS COURT W1F 0BT | Other | £645,000 | 12 Feb 2025 |
28, PETER STREET W1F 0AL | Other | £744,000 | 12 Feb 2025 |
APARTMENT 9, 5, PETER STREET W1F 0DN | Flat/Maisonette | £650,000 | 22 Jan 2025 |
APARTMENT 8, 15, HOLLEN STREET W1F 8AZ | Flat/Maisonette | £2,300,000 | 23 Dec 2024 |
UNLIMITED HOUSE, 10, GREAT PULTENEY STREET W1F 9NB | Other | £49,500,000 | 21 Dec 2024 |
The most recent recorded sale in W1F was a flat/maisonette property on Marshall Street for £395,000 in December 2025. Across the last 20 sales, the median price was £744,000.