Key indicators for buyers
The SW1W market is moderately favourable for buyers. Prices have softened (-83.8%), which could present a buying opportunity. Affordability has improved from a peak of 25.4x in 2017 to 16.0x today.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider City of Westminster area
A home in City of Westminster costs 16.0x the local median salary — very stretched, improving from a peak of 25.4x in 2017.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider City of Westminster area
Average monthly rent in City of Westminster is £3,138, down 4.6% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average City of Westminster price of £575,000 with a 25% deposit (£144k), a 2-year fixed mortgage at 3.97% costs around £2,269 per month.
Monthly cost comparison based on current data
Uses SW1W avg. price with City of Westminster rental data
Monthly mortgage payments (£2,269) are £869 less than renting (£3,138). However, buying requires an upfront deposit of £144k — it would take around 5 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
BASEMENT FLAT, 59, SLOANE GARDENS SW1W 8ED | Flat/Maisonette | £575,000 | 16 Jan 2026 |
FLAT 58, CHEYLESMORE HOUSE, EBURY BRIDGE ROAD SW1W 8QZ | Flat/Maisonette | £195,000 | 18 Dec 2025 |
APARTMENT 03.05, 75, BUCKINGHAM PALACE ROAD SW1W 0AJ | Flat/Maisonette | £1,000,000 | 8 Dec 2025 |
66, EATON SQUARE SW1W 9BQ | Flat/Maisonette | £3,850,000 | 4 Dec 2025 |
APARTMENT 2, MOORE HOUSE, 2, GATLIFF ROAD SW1W 8DT | Flat/Maisonette | £925,000 | 27 Nov 2025 |
APARTMENT 6, MOORE HOUSE, 2, GATLIFF ROAD SW1W 8DT | Flat/Maisonette | £677,000 | 17 Nov 2025 |
FLAT 40, BELGRAVIA COURT, 33, EBURY STREET |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in SW1W sold for £575,000 in 2026, with a median of £575,000 across 1 transactions. Prices fell 83.8% compared to the previous year.
| Flat/Maisonette |
| £675,000 |
| 14 Nov 2025 |
FLAT 67, SEMLEY HOUSE, SEMLEY PLACE SW1W 9QL | Flat/Maisonette | £800,000 | 13 Nov 2025 |
64, EATON TERRACE SW1W 8TZ | Terraced | £3,600,000 | 7 Nov 2025 |
57, GATLIFF CLOSE SW1W 8QQ | Flat/Maisonette | £330,000 | 7 Nov 2025 |
FLAT 11, CHELSEA GATE APARTMENTS, 93, EBURY BRIDGE ROAD SW1W 8RB | Flat/Maisonette | £575,000 | 7 Nov 2025 |
APARTMENT 11.01, 83, BUCKINGHAM PALACE ROAD SW1W 0AJ | Flat/Maisonette | £4,850,000 | 6 Nov 2025 |
51, RANELAGH GROVE SW1W 8PB | Terraced | £2,750,000 | 3 Nov 2025 |
APARTMENT 44, 1, EBURY SQUARE SW1W 9AH | Flat/Maisonette | £2,225,000 | 8 Oct 2025 |
FLAT 5, 22, LOWER SLOANE STREET SW1W 8BJ | Flat/Maisonette | £995,000 | 7 Oct 2025 |
APARTMENT 141, MOORE HOUSE, 2, GATLIFF ROAD SW1W 8DU | Flat/Maisonette | £903,000 | 6 Oct 2025 |
FLAT 4, CHELSEA GATE APARTMENTS, 93, EBURY BRIDGE ROAD SW1W 8RB | Flat/Maisonette | £1,300,000 | 12 Sept 2025 |
FLAT 15, 21 - 25, SLOANE GARDENS SW1W 8EB | Flat/Maisonette | £1,270,000 | 3 Sept 2025 |
54, CHESTER SQUARE SW1W 9EA | Terraced | £24,000,000 | 2 Sept 2025 |
5, GROSVENOR GARDENS SW1W 0BD | Other | £7,600,000 | 2 Sept 2025 |
The most recent recorded sale in SW1W was a flat/maisonette property on Sloane Gardens for £575,000 in January 2026. Across the last 20 sales, the median price was £1,000,000.