Key indicators for buyers
The SW1H market is moderately favourable for buyers. Prices have softened (-61.4%), which could present a buying opportunity. Affordability has improved from a peak of 25.4x in 2017 to 16.0x today.
Yearly averages · HM Land Registry Price Paid Data
2025averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider City of Westminster area
A home in City of Westminster costs 16.0x the local median salary — very stretched, improving from a peak of 25.4x in 2017.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider City of Westminster area
Average monthly rent in City of Westminster is £3,138, down 4.6% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average City of Westminster price of £2,215,570 with a 25% deposit (£554k), a 2-year fixed mortgage at 3.97% costs around £8,743 per month.
Monthly cost comparison based on current data
Uses SW1H avg. price with City of Westminster rental data
Monthly mortgage payments (£8,743) are £5,605 more than renting (£3,138). However, buying requires an upfront deposit of £554k — it would take around 46158 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
FLAT 3, VANDON COURT, 64, PETTY FRANCE SW1H 9HE | Flat/Maisonette | £405,500 | 11 Dec 2025 |
APARTMENT 22, 2, MATTHEW PARKER STREET SW1H 9NJ | Flat/Maisonette | £815,000 | 24 Nov 2025 |
FLAT 108, ARTILLERY MANSIONS, 75, VICTORIA STREET SW1H 0HX | Flat/Maisonette | £1,000,000 | 23 Oct 2025 |
FLAT 34, VANDON COURT, 64, PETTY FRANCE SW1H 9HE | Flat/Maisonette | £515,000 | 20 Oct 2025 |
APARTMENT 101, 55, VICTORIA STREET SW1H 0AF | Flat/Maisonette | £900,000 | 17 Oct 2025 |
FLAT 162, ARTILLERY MANSIONS, 75, VICTORIA STREET SW1H 0HU | Flat/Maisonette | £900,000 | 2 Oct 2025 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in SW1H sold for £2,215,570 in 2025, with a median of £975,000 across 25 transactions. Prices fell 61.4% compared to the previous year.
| Flat/Maisonette |
| £372,000 |
| 12 Sept 2025 |
FLAT 19, CHRISTCHURCH HOUSE, CAXTON STREET SW1H 0PX | Flat/Maisonette | £405,000 | 23 Jun 2025 |
FLAT 74, ARTILLERY MANSIONS, 75, VICTORIA STREET SW1H 0HY | Flat/Maisonette | £700,000 | 20 Jun 2025 |
22, OLD QUEEN STREET SW1H 9HP | Other | £10,125,000 | 6 Jun 2025 |
APARTMENT PE13.01, 20, DACRE STREET SW1H 0AJ | Flat/Maisonette | £6,253,750 | 8 May 2025 |
APARTMENT CE12.03, 20, DACRE STREET SW1H 0AJ | Flat/Maisonette | £2,857,642 | 8 May 2025 |
APARTMENT CE12.04, 20, DACRE STREET SW1H 0AJ | Flat/Maisonette | £2,666,936 | 8 May 2025 |
APARTMENT PE06.02, 20, DACRE STREET SW1H 0AJ | Flat/Maisonette | £2,843,890 | 8 May 2025 |
APARTMENT CE13.02, 20, DACRE STREET SW1H 0AJ | Flat/Maisonette | £2,887,642 | 8 May 2025 |
APARTMENT CE11.03, 20, DACRE STREET SW1H 0AJ | Flat/Maisonette | £2,843,890 | 8 May 2025 |
FLAT 47, ARTILLERY MANSIONS, 75, VICTORIA STREET SW1H 0HZ | Flat/Maisonette | £1,335,000 | 1 May 2025 |
FLAT 66, VANDON COURT, 64, PETTY FRANCE SW1H 9HF | Flat/Maisonette | £365,000 | 25 Apr 2025 |
FLAT 171, ARTILLERY MANSIONS, 75, VICTORIA STREET SW1H 0HU | Flat/Maisonette | £855,000 | 24 Mar 2025 |
APARTMENT PW14.03, 10, BROADWAY SW1H 0AR | Flat/Maisonette | £5,100,000 | 12 Mar 2025 |
The most recent recorded sale in SW1H was a flat/maisonette property on Petty France for £405,500 in December 2025. Across the last 20 sales, the median price was £1,000,000.