Key indicators for buyers
The EC3N market is moderately favourable for buyers. Prices have softened (-72.9%), which could present a buying opportunity. Affordability has improved from a peak of 15.3x in 2015 to 11.1x today.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider City of London area
A home in City of London costs 11.1x the local median salary — very stretched, improving from a peak of 15.3x in 2015.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average City of London price of £482,500 with a 25% deposit (£121k), a 2-year fixed mortgage at 3.97% costs around £1,904 per month.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
FLAT 502, 1, PEPYS STREET EC3N 2NU | Flat/Maisonette | £482,500 | 26 Jan 2026 |
FLAT 805, 1, PEPYS STREET EC3N 2NU | Flat/Maisonette | £575,000 | 25 Sept 2025 |
5, LLOYDS AVENUE EC3N 3AE | Other | £12,025,000 | 5 Sept 2025 |
THE THREE LORDS, 27, MINORIES EC3N 1DE | Other | £675,000 | 28 Jul 2025 |
FLAT 5, 12, TRINITY SQUARE EC3N 4AL | Flat/Maisonette | £950,000 | 6 Jun 2025 |
FLAT 505, 1, PEPYS STREET EC3N 2NU | Flat/Maisonette | £500,000 | 16 May 2025 |
FLAT 9, 15, TRINITY SQUARE EC3N 4AA |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in EC3N sold for £482,500 in 2026, with a median of £482,500 across 1 transactions. Prices fell 72.9% compared to the previous year.
| Flat/Maisonette |
| £1,000,000 |
| 1 Apr 2025 |
FLAT 708, 1, PEPYS STREET EC3N 2NU | Flat/Maisonette | £515,000 | 7 Mar 2025 |
RIVER HOUSE, 119 - 121, MINORIES EC3N 1DR | Other | £675,000 | 24 Feb 2025 |
FLAT 507, 1, PEPYS STREET EC3N 2NU | Flat/Maisonette | £690,000 | 14 Feb 2025 |
APARTMENT 1006, 16, MINORIES EC3N 1BL | Flat/Maisonette | £1,412,500 | 12 Feb 2025 |
APARTMENT 7, 16, MINORIES EC3N 1BL | Flat/Maisonette | £600,000 | 15 Jan 2025 |
HAMALWORTH HOUSE, 9, ST CLARE STREET EC3N 1LQ | Other | £5,538,500 | 18 Dec 2024 |
FLAT 3, FENCHURCH HOUSE, 136 - 138, MINORIES EC3N 1NT | Flat/Maisonette | £530,000 | 27 Nov 2024 |
APARTMENT 1101, 16, MINORIES EC3N 1BL | Flat/Maisonette | £1,400,000 | 22 Nov 2024 |
8 - 11, CRESCENT EC3N 2LY | Other | £11,250,000 | 21 Nov 2024 |
8 - 11, CRESCENT EC3N 2LY | Other | £11,250,000 | 21 Nov 2024 |
8 - 11, CRESCENT EC3N 2LY | Other | £11,250,000 | 21 Nov 2024 |
6, CRESCENT EC3N 2LY | Other | £11,250,000 | 21 Nov 2024 |
7, CRESCENT EC3N 2LY | Other | £11,250,000 | 21 Nov 2024 |
The most recent recorded sale in EC3N was a flat/maisonette property on Pepys Street for £482,500 in January 2026. Across the last 20 sales, the median price was £1,000,000.