Key indicators for buyers
The DE21 market looks favourable for buyers. Prices have softened (-9.7%), which could present a buying opportunity. Rising rents (£844/mo, +3.1%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider City of Derby area
A home in City of Derby costs 5.3x the local median salary — moderate, improving from a peak of 5.7x in 2007.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider City of Derby area
Average monthly rent in City of Derby is £844, up 3.1% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average City of Derby price of £215,691 with a 25% deposit (£54k), a 2-year fixed mortgage at 3.97% costs around £851 per month.
Monthly cost comparison based on current data
Uses DE21 avg. price with City of Derby rental data
Monthly mortgage payments (£851) are £7 more than renting (£844). However, buying requires an upfront deposit of £54k — it would take around 9 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
14, DEVON CLOSE DE21 6DQ | Semi-detached | £220,000 | 26 Jan 2026 |
18, CLEVELAND AVENUE, CHADDESDEN DE21 6SB | Detached | £270,000 | 23 Jan 2026 |
26, CURZON ROAD, CHADDESDEN DE21 4NF | Semi-detached | £180,000 | 23 Jan 2026 |
16, WHITMORE ROAD, CHADDESDEN DE21 6HR | Semi-detached | £180,000 | 21 Jan 2026 |
5, GRASSTHORPE CLOSE, OAKWOOD DE21 4RW | Terraced | £210,000 | 21 Jan 2026 |
42, APPLEDORE DRIVE, OAKWOOD DE21 2LN | Terraced | £176,000 | 21 Jan 2026 |
10, FALCONSIDE DRIVE, SPONDON DE21 7TQ |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in DE21 sold for £215,691 in 2026, with a median of £205,000 across 22 transactions. Prices fell 9.7% compared to the previous year.
| Semi-detached |
| £245,000 |
| 16 Jan 2026 |
33, NEWHAVEN ROAD, CHADDESDEN DE21 6RJ | Terraced | £219,000 | 16 Jan 2026 |
24, NORWICH STREET DE21 6GN | Semi-detached | £140,000 | 14 Jan 2026 |
39, SANDRINGHAM DRIVE, SPONDON DE21 7QP | Semi-detached | £258,200 | 14 Jan 2026 |
15, DEBORAH DRIVE, CHADDESDEN DE21 4RJ | Semi-detached | £205,000 | 12 Jan 2026 |
11, CAMBRIDGE STREET, SPONDON DE21 7PZ | Terraced | £170,000 | 9 Jan 2026 |
15, ST MARKS ROAD DE21 6AH | Semi-detached | £190,000 | 9 Jan 2026 |
40, RUPERT ROAD, CHADDESDEN DE21 4ND | Semi-detached | £221,000 | 9 Jan 2026 |
26, SPRINGWOOD DRIVE, OAKWOOD DE21 2HE | Detached | £430,000 | 9 Jan 2026 |
35, PRIESTLAND AVENUE, SPONDON DE21 7GQ | Semi-detached | £152,000 | 9 Jan 2026 |
18, CELANDINE CLOSE, OAKWOOD DE21 2DN | Semi-detached | £222,000 | 9 Jan 2026 |
26, BURDOCK CLOSE, OAKWOOD DE21 2BX | Terraced | £165,000 | 9 Jan 2026 |
30, NORTHWOOD AVENUE, CHADDESDEN DE21 6JJ | Semi-detached | £172,000 | 6 Jan 2026 |
16, LOCHINVAR CLOSE, SPONDON DE21 7QS | Detached | £320,000 | 5 Jan 2026 |
The most recent recorded sale in DE21 was a semi-detached property on Devon Close for £220,000 in January 2026. Across the last 20 sales, the median price was £210,000.