Key indicators for buyers
The DE1 market looks favourable for buyers. Prices have softened (-18.1%), which could present a buying opportunity. Rising rents (£844/mo, +3.1%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider City of Derby area
A home in City of Derby costs 5.3x the local median salary — moderate, improving from a peak of 5.7x in 2007.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider City of Derby area
Average monthly rent in City of Derby is £844, up 3.1% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average City of Derby price of £152,250 with a 25% deposit (£38k), a 2-year fixed mortgage at 3.97% costs around £601 per month.
Monthly cost comparison based on current data
Uses DE1 avg. price with City of Derby rental data
Monthly mortgage payments (£601) are £243 less than renting (£844). However, buying requires an upfront deposit of £38k — it would take around 5 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
211, NORMAN HOUSE, FRIAR GATE DE1 1NU | Flat/Maisonette | £46,000 | 27 Jan 2026 |
APARTMENT 6, ROMAN COURT, CAESAR STREET DE1 3RG | Flat/Maisonette | £130,000 | 19 Jan 2026 |
53, PONSONBY TERRACE DE1 1DT | Detached | £322,000 | 16 Jan 2026 |
21, ST MARYS COURT DE1 3DD | Flat/Maisonette | £111,000 | 6 Jan 2026 |
35, MANSFIELD ROAD DE1 3QY | Other | £212,000 | 22 Dec 2025 |
11, DERVENTIO CLOSE DE1 3TD | Semi-detached | £160,000 | 19 Dec 2025 |
175, GERARD STREET DE1 1PF | Semi-detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in DE1 sold for £152,250 in 2026, with a median of £120,500 across 4 transactions. Prices fell 18.1% compared to the previous year.
| £125,000 |
| 19 Dec 2025 |
48, ABELS MILL, BROOKBRIDGE COURT DE1 3LG | Flat/Maisonette | £132,000 | 19 Dec 2025 |
FLAT 26, FIVE LAMPS COURT, KEDLESTON STREET DE1 3JW | Other | £45,000 | 18 Dec 2025 |
24, CARRINGTON STREET DE1 2BS | Flat/Maisonette | £180,000 | 18 Dec 2025 |
166, BURTON ROAD DE1 1TQ | Terraced | £140,000 | 18 Dec 2025 |
34, WILD STREET DE1 1GN | Terraced | £165,000 | 17 Dec 2025 |
118, CITY ROAD DE1 3RR | Terraced | £265,000 | 17 Dec 2025 |
APARTMENT 14, WATERSIDE HOUSE, DUKE STREET DE1 3BA | Flat/Maisonette | £105,000 | 16 Dec 2025 |
26, MIDLAND PLACE DE1 2RR | Terraced | £124,000 | 16 Dec 2025 |
19, ROMAN ROAD DE1 3RX | Semi-detached | £205,000 | 15 Dec 2025 |
26, DUKE STREET DE1 3BX | Semi-detached | £180,500 | 12 Dec 2025 |
14, TIVOLI GARDENS DE1 3SQ | Semi-detached | £249,995 | 10 Dec 2025 |
14, WEST AVENUE DE1 3HR | Terraced | £180,000 | 9 Dec 2025 |
83A, MANSFIELD ROAD DE1 3QZ | Semi-detached | £159,000 | 8 Dec 2025 |
The most recent recorded sale in DE1 was a flat/maisonette property on Friar Gate for £46,000 in January 2026. Across the last 20 sales, the median price was £160,000.