Key indicators for buyers
The Chesterfield market looks favourable for buyers. Affordability has improved from a peak of 6.8x in 2021 to 5.2x today. Rising rents (£732/mo, +3.8%) mean the cost of waiting is real.
Average sale prices · HM Land Registry / UK HPI
House price ÷ median earnings · ONS data
A home in Chesterfield costs 5.2x the local median salary — moderate, improving from a peak of 6.8x in 2021.
Average monthly rent · ONS Private Rental Index
Average monthly rent in Chesterfield is £732, up 3.8% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Chesterfield price of £200,145 with a 25% deposit (£50k), a 2-year fixed mortgage at 3.97% costs around £790 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£790) are £58 more than renting (£732). However, buying requires an upfront deposit of £50k — it would take around 10 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
15A, GOWER CRESCENT S40 4LX | Semi-detached | £223,000 | 23 Jan 2026 |
34, STIRLING COURT, NIGHTINGALE CLOSE S41 7NZ | Flat/Maisonette | £105,000 | 23 Jan 2026 |
17, BROCKLEHURST PIECE S40 2QY | Semi-detached | £170,000 | 23 Jan 2026 |
11, EASEDALE CLOSE S40 4XP | Semi-detached | £158,000 | 20 Jan 2026 |
212, OLD ROAD S40 3QW | Terraced | £235,000 | 19 Jan 2026 |
23, DARWIN ROAD S40 4RX | Semi-detached | £195,000 | 19 Jan 2026 |
56, VICTORIA STREET, BRIMINGTON S43 1HY | Terraced |
3postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in Chesterfield sells for £200,145, up slightly (0.9%) over the past year. Prices have grown from around £43k in the mid-1990s.
| £135,000 |
| 19 Jan 2026 |
34, BRUSHFIELD ROAD S40 4XE | Terraced | £199,950 | 19 Jan 2026 |
6, HOLBROOK CLOSE S40 3JP | Detached | £375,000 | 19 Jan 2026 |
2, WEST CROFT DRIVE, INKERSALL S43 3GA | Semi-detached | £200,000 | 16 Jan 2026 |
8, WELSHPOOL PLACE S40 1EB | Terraced | £197,500 | 16 Jan 2026 |
29, HIGHBURY ROAD S41 7HL | Semi-detached | £195,000 | 16 Jan 2026 |
34, RUTLAND ROAD S40 1LY | Terraced | £193,000 | 16 Jan 2026 |
24, HARVEY ROAD S41 0BN | Terraced | £130,000 | 16 Jan 2026 |
19, WISBECH CLOSE S40 3RQ | Detached | £325,000 | 15 Jan 2026 |
11, ROYAL OAK COURT, BOLSOVER ROAD, MASTIN MOOR S43 3FF | Terraced | £162,000 | 15 Jan 2026 |
20, DUKES DRIVE S41 8QG | Detached | £375,000 | 14 Jan 2026 |
2, OAKLEY AVENUE S40 4DS | Semi-detached | £189,000 | 14 Jan 2026 |
24, TISSINGTON CLOSE S40 4RR | Terraced | £136,000 | 13 Jan 2026 |
32, HIGHBURY ROAD S41 7HL | Semi-detached | £169,000 | 12 Jan 2026 |
The most recent recorded sale in Chesterfield was a semi-detached property on Gower Crescent for £223,000 in January 2026. Across the last 20 sales, the median price was £195,000.