Key indicators for buyers
The SA32 market looks favourable for buyers. Prices have softened (-25.0%), which could present a buying opportunity. Affordability has improved from a peak of 6.5x in 2006 to 5.8x today. Rising rents (£664/mo, +4.9%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Carmarthenshire area
A home in Carmarthenshire costs 5.8x the local median salary — moderate, improving from a peak of 6.5x in 2006.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Carmarthenshire area
Average monthly rent in Carmarthenshire is £664, up 4.9% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Carmarthenshire price of £240,000 with a 25% deposit (£60k), a 2-year fixed mortgage at 3.97% costs around £947 per month.
Monthly cost comparison based on current data
Uses SA32 avg. price with Carmarthenshire rental data
Monthly mortgage payments (£947) are £283 more than renting (£664). However, buying requires an upfront deposit of £60k — it would take around 18 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
5, CWRT Y GLOCH, PENIEL SA32 7HW | Detached | £240,000 | 15 Jan 2026 |
21, WHITEMILL SA32 7EN | Detached | £225,000 | 17 Dec 2025 |
MORGANWG, PENIEL SA32 7HT | Detached | £385,000 | 16 Dec 2025 |
TAWELFAN, RHYDARGAEAU SA32 7DR | Detached | £385,000 | 16 Dec 2025 |
PARC-Y-BERLLAN, WHITEMILL SA32 7EW | Detached | £402,000 | 12 Dec 2025 |
GLASFRYN, NANTGAREDIG SA32 7LX | Semi-detached | £180,000 | 9 Dec 2025 |
MIDDLETON, PORTHYRHYD SA32 8PL | Other |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in SA32 sold for £240,000 in 2026, with a median of £240,000 across 1 transactions. Prices fell 25.0% compared to the previous year.
| £392,000 |
| 28 Nov 2025 |
MIDDLETON, PORTHYRHYD SA32 8PL | Other | £392,000 | 28 Nov 2025 |
5, HEOL FFYNHONNAU, PENIEL SA32 7AX | Detached | £249,000 | 26 Nov 2025 |
10, BANC Y DDERWEN, BROAD OAK SA32 8QJ | Semi-detached | £105,000 | 24 Nov 2025 |
PANTHOWELL, LLANFYNYDD SA32 7TH | Detached | £427,500 | 7 Nov 2025 |
6, HEOL FFYNHONNAU, PENIEL SA32 7AX | Detached | £220,000 | 30 Oct 2025 |
19, BRYNHYFRYD, LLANDDAROG SA32 8PF | Detached | £265,000 | 17 Oct 2025 |
CAEDELYN, RHYDARGAEAU SA32 7DR | Detached | £425,000 | 15 Oct 2025 |
GLYNHENDY, LLANARTHNEY SA32 8LG | Detached | £615,000 | 3 Oct 2025 |
22, MAES DOLAU, IDOLE SA32 8DQ | Detached | £225,000 | 30 Sept 2025 |
BLAENCWM BYCHAN, FELINGWM SA32 7QA | Detached | £186,500 | 25 Sept 2025 |
DISGWYLFA, ABERGORLECH ROAD SA32 7BJ | Detached | £290,000 | 23 Sept 2025 |
3, BRYNHYFRYD, LLANDDAROG SA32 8PF | Detached | £249,999 | 5 Sept 2025 |
10, AWEL Y MYNYDD, LLANFYNYDD SA32 7BR | Detached | £369,950 | 5 Sept 2025 |
The most recent recorded sale in SA32 was a detached property on Cwrt Y Gloch for £240,000 in January 2026. Across the last 20 sales, the median price was £290,000.