Key indicators for buyers
The SA20 market looks favourable for buyers. Prices have softened (-20.7%), which could present a buying opportunity. Affordability has improved from a peak of 6.5x in 2006 to 5.8x today. Rising rents (£664/mo, +4.9%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Carmarthenshire area
A home in Carmarthenshire costs 5.8x the local median salary — moderate, improving from a peak of 6.5x in 2006.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Carmarthenshire area
Average monthly rent in Carmarthenshire is £664, up 4.9% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Carmarthenshire price of £250,000 with a 25% deposit (£63k), a 2-year fixed mortgage at 3.97% costs around £987 per month.
Monthly cost comparison based on current data
Uses SA20 avg. price with Carmarthenshire rental data
Monthly mortgage payments (£987) are £323 more than renting (£664). However, buying requires an upfront deposit of £63k — it would take around 19 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
GREENE LODGE, CILYCWM SA20 0SS | Semi-detached | £250,000 | 5 Jan 2026 |
GWERNLLWYN, LLANFAIR ROAD SA20 0YG | Detached | £375,000 | 18 Dec 2025 |
GLANNANT COTTAGE, CYNGHORDY SA20 0LS | Detached | £250,000 | 12 Dec 2025 |
47, STONE STREET SA20 0DQ | Terraced | £175,000 | 12 Dec 2025 |
25, COLLEGE VIEW SA20 0BD | Semi-detached | £252,500 | 10 Dec 2025 |
PINE TREE LODGE, CILYCWM SA20 0SP | Detached | £405,000 | 5 Dec 2025 |
85, MAESGLAS SA20 0DW | Semi-detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in SA20 sold for £250,000 in 2026, with a median of £250,000 across 1 transactions. Prices fell 20.7% compared to the previous year.
| £160,160 |
| 4 Dec 2025 |
35, HIGH STREET SA20 0DD | Detached | £355,000 | 3 Dec 2025 |
1, LLYS LLANFAIR SA20 0HU | Detached | £240,000 | 24 Oct 2025 |
7, DINGAT CLOSE SA20 0BR | Detached | £370,000 | 22 Oct 2025 |
13, GARDEN LANE SA20 0BN | Terraced | £97,000 | 20 Oct 2025 |
GELLI MYDOG, MYDDFAI SA20 0JQ | Detached | £685,000 | 3 Oct 2025 |
12, TOWY AVENUE SA20 0EH | Detached | £420,000 | 19 Sept 2025 |
HARE COTTAGE, HALFWAY SA20 0SD | Detached | £200,000 | 19 Sept 2025 |
18, MAESGLAS SA20 0DH | Semi-detached | £190,000 | 16 Sept 2025 |
2, GARDEN LANE SA20 0BN | Semi-detached | £240,000 | 15 Sept 2025 |
LLETHR SA20 0HB | Detached | £400,000 | 10 Sept 2025 |
23, LLYS LLANFAIR SA20 0HU | Detached | £265,000 | 28 Aug 2025 |
GLAN BRAN CAFE, CYNGHORDY SA20 0LG | Other | £230,000 | 12 Aug 2025 |
THE OLD FORGE, MYDDFAI SA20 0PX | Terraced | £250,000 | 5 Aug 2025 |
The most recent recorded sale in SA20 was a semi-detached property for £250,000 in January 2026. Across the last 20 sales, the median price was £250,000.