Key indicators for buyers
The SA14 market is moderately favourable for buyers. Prices are rising at 9.5%, which may favour acting sooner rather than later. Affordability has improved from a peak of 6.5x in 2006 to 5.8x today. Rising rents (£664/mo, +4.9%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Carmarthenshire area
A home in Carmarthenshire costs 5.8x the local median salary — moderate, improving from a peak of 6.5x in 2006.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Carmarthenshire area
Average monthly rent in Carmarthenshire is £664, up 4.9% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Carmarthenshire price of £231,708 with a 25% deposit (£58k), a 2-year fixed mortgage at 3.97% costs around £914 per month.
Monthly cost comparison based on current data
Uses SA14 avg. price with Carmarthenshire rental data
Monthly mortgage payments (£914) are £250 more than renting (£664). However, buying requires an upfront deposit of £58k — it would take around 16 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
37, PENLLWYNGWYN ROAD, BRYN SA14 9UF | Detached | £450,000 | 22 Jan 2026 |
40, CARMARTHEN ROAD, CROSS HANDS SA14 6SU | Terraced | £135,000 | 16 Jan 2026 |
87, HEOL BRYNGWILI, CROSS HANDS SA14 6LY | Terraced | £97,000 | 16 Jan 2026 |
NORTON ARMS, 43, NORTON ROAD, PENYGROES SA14 7RT | Other | £150,000 | 15 Jan 2026 |
19, MAES TY GWYN, LLANGENNECH SA14 8XY | Detached | £267,500 | 14 Jan 2026 |
45, CYSGOD YR YSGOL, GORSLAS SA14 7AX | Semi-detached | £220,000 | 9 Jan 2026 |
16, PENYGROES ROAD, GORSLAS SA14 7LA |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in SA14 sold for £231,708 in 2026, with a median of £221,500 across 12 transactions. Prices rose 9.5% compared to the previous year.
| Semi-detached |
| £246,000 |
| 9 Jan 2026 |
19, COED Y CADNO, CWMGWILI SA14 6PX | Detached | £445,000 | 9 Jan 2026 |
6, OAKLANDS, SWISS VALLEY SA14 8DA | Detached | £260,000 | 9 Jan 2026 |
16B, LLANDAFEN ROAD SA14 9BD | Detached | £130,000 | 8 Jan 2026 |
20, PENNANT ROAD SA14 8ES | Detached | £223,000 | 7 Jan 2026 |
9, NANTYDD TERRACE SA14 9DN | Semi-detached | £157,000 | 5 Jan 2026 |
16, HEOL BRYNGWILI, CROSS HANDS SA14 6LR | Detached | £162,000 | 23 Dec 2025 |
55, HEOL Y BWLCH, BYNEA SA14 9ST | Semi-detached | £227,000 | 19 Dec 2025 |
LLWYNAWEL, HEOL Y CAPEL, FOELGASTELL SA14 7EW | Semi-detached | £535,000 | 19 Dec 2025 |
65, LLANNON ROAD, UPPER TUMBLE SA14 6BT | Detached | £325,000 | 19 Dec 2025 |
BETHANY, BLACK LION ROAD, GORSLAS SA14 6RU | Detached | £315,000 | 18 Dec 2025 |
78, CLOS Y GELLI SA14 9BB | Terraced | £134,950 | 18 Dec 2025 |
11, HILLTOP SA14 8DF | Detached | £225,000 | 17 Dec 2025 |
7, HEOL MORLAIS, LLANGENNECH SA14 8SZ | Detached | £260,000 | 17 Dec 2025 |
The most recent recorded sale in SA14 was a detached property on Penllwyngwyn Road for £450,000 in January 2026. Across the last 20 sales, the median price was £227,000.