Key indicators for buyers
The CT4 market is moderately favourable for buyers. Prices have softened (-6.7%), which could present a buying opportunity. Affordability has improved from a peak of 13.0x in 2021 to 9.4x today. Rising rents (£1,250/mo, +5.1%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Canterbury area
A home in Canterbury costs 9.4x the local median salary — stretched, improving from a peak of 13.0x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Canterbury area
Average monthly rent in Canterbury is £1,250, up 5.1% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Canterbury price of £450,000 with a 25% deposit (£113k), a 2-year fixed mortgage at 3.97% costs around £1,776 per month.
Monthly cost comparison based on current data
Uses CT4 avg. price with Canterbury rental data
Monthly mortgage payments (£1,776) are £526 more than renting (£1,250). However, buying requires an upfront deposit of £113k — it would take around 17 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
SHOTTENDEN OLD MISSION HALL, SHOTTENDEN CT4 8JS | Detached | £640,000 | 22 Jan 2026 |
MIDDLETON COTTAGE, RATTINGTON STREET, CHARTHAM CT4 7JQ | Terraced | £260,000 | 16 Jan 2026 |
3, ALEXANDRA VILLAS, CHILHAM CT4 8BX | Terraced | £280,000 | 22 Dec 2025 |
12A, WINDMILL CLOSE, BRIDGE CT4 5LY | Semi-detached | £475,000 | 19 Dec 2025 |
24, ASPEN ROAD, CHARTHAM CT4 7TB | Detached | £475,000 | 16 Dec 2025 |
14, NEW TOWN STREET, CHARTHAM HATCH CT4 7LT | Semi-detached | £295,000 | 15 Dec 2025 |
1, THE PADDOCKS, AERODROME ROAD, BEKESBOURNE CT4 5EX |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in CT4 sold for £450,000 in 2026, with a median of £450,000 across 2 transactions. Prices fell 6.7% compared to the previous year.
| Detached |
| £450,000 |
| 12 Dec 2025 |
OX ROAD FARM, NORTH ELHAM, ELHAM CT4 6NN | Other | £925,000 | 12 Dec 2025 |
4, ASHDOWN FIELD, CHARTHAM CT4 7QS | Terraced | £280,000 | 11 Dec 2025 |
7, DOWNS VIEW WAY, CHARTHAM CT4 7EQ | Semi-detached | £410,000 | 2 Dec 2025 |
CORNER COTTAGE, CHURCH LANE, BARHAM CT4 6PB | Semi-detached | £475,000 | 2 Dec 2025 |
3, POMFRET ROAD, CHARTHAM CT4 7PZ | Semi-detached | £265,000 | 28 Nov 2025 |
128, THE STREET, KINGSTON CT4 6JQ | Terraced | £280,000 | 28 Nov 2025 |
HILLVIEW, 79, HIGHLAND ROAD, CHARTHAM CT4 7QQ | Detached | £450,000 | 28 Nov 2025 |
15A, GODFREY GARDENS, CHARTHAM CT4 7TT | Other | £400,000 | 28 Nov 2025 |
10, STOUR ROAD, CHARTHAM CT4 7JE | Semi-detached | £275,000 | 28 Nov 2025 |
4, ARDEN GRANGE, BRANCH ROAD, CHILHAM CT4 8DR | Detached | £725,000 | 27 Nov 2025 |
2, NORTH COURT OAST, LOWER LEES ROAD, OLD WIVES LEES CT4 8AZ | Terraced | £530,000 | 26 Nov 2025 |
HEATHWOOD LODGE, WHEEL BARROW TOWN, STELLING MINNIS CT4 6AH | Detached | £960,000 | 25 Nov 2025 |
WINDEMERE, STELLING MINNIS CT4 6AG | Detached | £630,000 | 25 Nov 2025 |
The most recent recorded sale in CT4 was a detached property for £640,000 in January 2026. Across the last 20 sales, the median price was £450,000.