Key indicators for buyers
The CT1 market is moderately favourable for buyers. Prices have softened (-29.8%), which could present a buying opportunity. Affordability has improved from a peak of 13.0x in 2021 to 9.4x today. Rising rents (£1,250/mo, +5.1%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Canterbury area
A home in Canterbury costs 9.4x the local median salary — stretched, improving from a peak of 13.0x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Canterbury area
Average monthly rent in Canterbury is £1,250, up 5.1% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Canterbury price of £282,778 with a 25% deposit (£71k), a 2-year fixed mortgage at 3.97% costs around £1,116 per month.
Monthly cost comparison based on current data
Uses CT1 avg. price with Canterbury rental data
Monthly mortgage payments (£1,116) are £134 less than renting (£1,250). However, buying requires an upfront deposit of £71k — it would take around 7 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
FLAT 1, NEVILLE HOUSE, 2, HIGH STREET ST GREGORYS CT1 1AE | Flat/Maisonette | £162,000 | 26 Jan 2026 |
24, MULBERRY COURT CT1 2NT | Flat/Maisonette | £235,000 | 20 Jan 2026 |
18, HENRY COURT, GORDON ROAD CT1 3PL | Terraced | £290,000 | 16 Jan 2026 |
32, OLD WATLING STREET CT1 2DX | Flat/Maisonette | £255,000 | 16 Jan 2026 |
13A, SEYMOUR PLACE CT1 3SF | Semi-detached | £183,000 | 12 Jan 2026 |
160, FIELD AVENUE CT1 1TS | Semi-detached | £290,000 | 8 Jan 2026 |
14, TONFORD LANE CT1 3XU | Detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in CT1 sold for £282,778 in 2026, with a median of £255,000 across 9 transactions. Prices fell 29.8% compared to the previous year.
| £485,000 |
| 8 Jan 2026 |
1, NEW TOWN STREET CT1 1BX | Terraced | £245,000 | 6 Jan 2026 |
21, ST PETERS LANE CT1 2BP | Terraced | £400,000 | 5 Jan 2026 |
OFFICE A, 1, BEER CART LANE CT1 2NY | Other | £197,500 | 22 Dec 2025 |
26, ST PETERS LANE CT1 2BP | Terraced | £845,000 | 19 Dec 2025 |
48, CROMWELL ROAD CT1 3LE | Detached | £527,000 | 18 Dec 2025 |
FLAT 27, WEMYSS COURT, MILITARY ROAD CT1 1LL | Flat/Maisonette | £177,000 | 18 Dec 2025 |
2, LIME KILN ROAD CT1 3QH | Terraced | £370,000 | 18 Dec 2025 |
159, GEORGE ROCHE ROAD CT1 3FF | Terraced | £360,000 | 18 Dec 2025 |
41, BARTON MILL ROAD CT1 1BP | Terraced | £323,000 | 18 Dec 2025 |
15, SCOTT AVENUE CT1 3RU | Semi-detached | £275,000 | 17 Dec 2025 |
97, NEW DOVER ROAD CT1 3ED | Detached | £530,000 | 17 Dec 2025 |
9, GIPPS AVENUE, THANINGTON WITHOUT CT1 3ZR | Semi-detached | £138,250 | 17 Dec 2025 |
1, HOLLOWMEDE CT1 3SD | Semi-detached | £542,500 | 16 Dec 2025 |
The most recent recorded sale in CT1 was a flat/maisonette property on High Street St Gregorys for £162,000 in January 2026. Across the last 20 sales, the median price was £290,000.