Key indicators for buyers
The EC1N market is moderately favourable for buyers. Prices have softened (-83.7%), which could present a buying opportunity. Affordability has improved from a peak of 20.1x in 2017 to 14.4x today.
Yearly averages · HM Land Registry Price Paid Data
2025averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Camden area
A home in Camden costs 14.4x the local median salary — very stretched, improving from a peak of 20.1x in 2017.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Camden area
Average monthly rent in Camden is £2,624, down 7.5% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Camden price of £654,927 with a 25% deposit (£164k), a 2-year fixed mortgage at 3.97% costs around £2,585 per month.
Monthly cost comparison based on current data
Uses EC1N avg. price with Camden rental data
Monthly mortgage payments (£2,585) are £39 less than renting (£2,624). However, buying requires an upfront deposit of £164k — it would take around 9 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
FLAT 8, CITY VIEW APARTMENTS, 29A, SAFFRON HILL EC1N 8AG | Flat/Maisonette | £345,000 | 9 Dec 2025 |
GROUND AND LOWER GROUND FLOOR OFFICES, 13, HATTON PLACE EC1N 8RU | Other | £220,000 | 10 Oct 2025 |
FLAT 1, KINETIC HOUSE, 44, HATTON GARDEN EC1N 8ER | Flat/Maisonette | £539,160 | 5 Sept 2025 |
FLAT 36, EQUIANO COURT, BALDWINS GARDENS EC1N 7AE | Flat/Maisonette | £585,180 | 15 Aug 2025 |
FLAT 32, SCROPE BUILDING, BOURNE ESTATE EC1N 7SP | Flat/Maisonette | £565,000 | 12 Jun 2025 |
FLAT 4, MUNRO HOUSE, 14, ST CROSS STREET EC1N 8UN | Flat/Maisonette | £675,000 | 23 May 2025 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in EC1N sold for £654,927 in 2025, with a median of £539,160 across 9 transactions. Prices fell 83.7% compared to the previous year.
| Flat/Maisonette |
| £1,900,000 |
| 31 Mar 2025 |
FLAT 4, JEYGROVE COURT, 101, HATTON GARDEN EC1N 8LB | Flat/Maisonette | £530,000 | 7 Mar 2025 |
FLAT 6, 39 - 41, LEATHER LANE EC1N 7TJ | Flat/Maisonette | £535,000 | 25 Feb 2025 |
BAIRD HOUSE, 15 - 17, ST CROSS STREET EC1N 8UW | Other | £15,825,000 | 19 Dec 2024 |
FLAT 8, SWEEPS BUILDING, 34, LEATHER LANE EC1N 7SQ | Flat/Maisonette | £765,000 | 19 Dec 2024 |
GROUND FLOOR, 36 - 38, HATTON GARDEN EC1N 8EB | Other | £18,524,000 | 11 Nov 2024 |
FLAT 1, 50, HATTON GARDEN EC1N 8YS | Flat/Maisonette | £725,000 | 8 Nov 2024 |
FLAT 4.9, ZIGGURAT BUILDING, 60 - 66, SAFFRON HILL EC1N 8QX | Flat/Maisonette | £625,000 | 8 Nov 2024 |
FLAT 1, SHENE HOUSE, BOURNE ESTATE EC1N 7UE | Flat/Maisonette | £455,000 | 18 Oct 2024 |
FLAT 20, FREWELL HOUSE, BOURNE ESTATE EC1N 7UT | Flat/Maisonette | £473,000 | 17 Oct 2024 |
57 - 61, CHARTERHOUSE STREET EC1N 6SB | Other | £13,469,002 | 27 Sept 2024 |
FLAT 2, 28, SAFFRON HILL EC1N 8FA | Flat/Maisonette | £560,000 | 23 Sept 2024 |
FLAT 7, BLACK BULL COURT, 18, HATTON WALL EC1N 8JH | Flat/Maisonette | £618,000 | 21 Aug 2024 |
FLAT 28, LANGDON HOUSE, 60, LEATHER LANE EC1N 7TN | Flat/Maisonette | £520,000 | 16 Aug 2024 |
The most recent recorded sale in EC1N was a flat/maisonette property on Saffron Hill for £345,000 in December 2025. Across the last 20 sales, the median price was £585,180.