Key indicators for buyers
The M45 market is moderately favourable for buyers. Prices are rising at 66.8%, which may favour acting sooner rather than later. Affordability has improved from a peak of 7.9x in 2022 to 7.1x today. Rising rents (£963/mo, +6.2%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Bury area
A home in Bury costs 7.1x the local median salary — moderate, improving from a peak of 7.9x in 2022.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Bury area
Average monthly rent in Bury is £963, up 6.2% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Bury price of £523,300 with a 25% deposit (£131k), a 2-year fixed mortgage at 3.97% costs around £2,065 per month.
Monthly cost comparison based on current data
Uses M45 avg. price with Bury rental data
Monthly mortgage payments (£2,065) are £1,102 more than renting (£963). However, buying requires an upfront deposit of £131k — it would take around 80 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
35, WINGATE DRIVE, WHITEFIELD M45 7GX | Semi-detached | £360,000 | 20 Jan 2026 |
12, BERWICK AVENUE, WHITEFIELD M45 6DL | Semi-detached | £244,000 | 19 Jan 2026 |
16, THE SQUARE, WHITEFIELD M45 7UL | Flat/Maisonette | £775,000 | 13 Jan 2026 |
37, MODE HILL LANE, WHITEFIELD M45 8JF | Terraced | £322,500 | 12 Jan 2026 |
8, PARKLANDS, WHITEFIELD M45 7WY | Detached | £915,000 | 9 Jan 2026 |
41, ASHBOURNE GROVE, WHITEFIELD M45 7NL | Semi-detached | £355,000 | 18 Dec 2025 |
1, PARK HILL DRIVE, WHITEFIELD M45 7PD |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in M45 sold for £523,300 in 2026, with a median of £360,000 across 5 transactions. Prices rose 66.8% compared to the previous year.
| Detached |
| £1,100,000 |
| 18 Dec 2025 |
147, MOSS LANE, WHITEFIELD M45 8DZ | Terraced | £210,000 | 18 Dec 2025 |
17, BRIGHTWATER CLOSE, WHITEFIELD M45 8SE | Terraced | £285,500 | 17 Dec 2025 |
59, LANCASTER AVENUE, WHITEFIELD M45 6DE | Terraced | £220,000 | 17 Dec 2025 |
16, SELBY AVENUE, WHITEFIELD M45 8UT | Flat/Maisonette | £125,000 | 15 Dec 2025 |
20, WATERDALE DRIVE, WHITEFIELD M45 8SB | Semi-detached | £255,000 | 15 Dec 2025 |
5, THE FAIRWAYS, WHITEFIELD M45 7BN | Detached | £510,000 | 12 Dec 2025 |
22, WELBECK CLOSE, WHITEFIELD M45 8PB | Flat/Maisonette | £105,000 | 12 Dec 2025 |
72, NIPPER LANE, WHITEFIELD M45 7RF | Terraced | £226,500 | 11 Dec 2025 |
6, WINSTER CLOSE, WHITEFIELD M45 8HN | Terraced | £170,000 | 10 Dec 2025 |
2, NUTTALL AVENUE, WHITEFIELD M45 6QA | Terraced | £210,000 | 10 Dec 2025 |
20, DALESWOOD AVENUE, WHITEFIELD M45 7WP | Terraced | £237,000 | 8 Dec 2025 |
9, LIVSEY STREET, WHITEFIELD M45 6AE | Terraced | £230,000 | 5 Dec 2025 |
29, PARKSIDE MEWS, WHITEFIELD M45 8QD | Flat/Maisonette | £116,250 | 4 Dec 2025 |
The most recent recorded sale in M45 was a semi-detached property on Wingate Drive for £360,000 in January 2026. Across the last 20 sales, the median price was £244,000.