Key indicators for buyers
The M26 market is moderately favourable for buyers. Prices are rising at 17.1%, which may favour acting sooner rather than later. Affordability has improved from a peak of 7.9x in 2022 to 7.1x today. Rising rents (£963/mo, +6.2%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Bury area
A home in Bury costs 7.1x the local median salary — moderate, improving from a peak of 7.9x in 2022.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Bury area
Average monthly rent in Bury is £963, up 6.2% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Bury price of £232,000 with a 25% deposit (£58k), a 2-year fixed mortgage at 3.97% costs around £916 per month.
Monthly cost comparison based on current data
Uses M26 avg. price with Bury rental data
Monthly mortgage payments (£916) are £47 less than renting (£963). However, buying requires an upfront deposit of £58k — it would take around 8 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
103, FARM CRESCENT, RADCLIFFE M26 4LU | Semi-detached | £250,000 | 23 Jan 2026 |
60A, SALISBURY ROAD, RADCLIFFE M26 4QD | Semi-detached | £255,000 | 21 Jan 2026 |
124, CRANBROOK STREET, RADCLIFFE M26 2XP | Terraced | £107,000 | 20 Jan 2026 |
11, KING STREET, RADCLIFFE M26 1ND | Semi-detached | £193,000 | 16 Jan 2026 |
14, LYNMOUTH CLOSE, RADCLIFFE M26 2RR | Semi-detached | £230,000 | 15 Jan 2026 |
47, GREENBANK ROAD, RADCLIFFE M26 4FR | Detached | £450,000 | 12 Jan 2026 |
21, BEECH AVENUE, RADCLIFFE M26 1DP |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in M26 sold for £232,000 in 2026, with a median of £232,500 across 10 transactions. Prices rose 17.1% compared to the previous year.
| Terraced |
| £200,000 |
| 9 Jan 2026 |
19, MOSS SHAW WAY, RADCLIFFE M26 4QH | Semi-detached | £240,000 | 9 Jan 2026 |
284, AINSWORTH ROAD, RADCLIFFE M26 4EY | Terraced | £160,000 | 9 Jan 2026 |
7, NORMANDY CRESCENT, RADCLIFFE M26 3TD | Semi-detached | £235,000 | 9 Jan 2026 |
2, SYCAMORE DRIVE, RADCLIFFE M26 4SA | Detached | £350,000 | 19 Dec 2025 |
5, GLENWOOD CLOSE, RADCLIFFE M26 1UD | Detached | £345,000 | 19 Dec 2025 |
55, CROSS LANE, RADCLIFFE M26 2QZ | Terraced | £90,000 | 19 Dec 2025 |
5, LYNMOUTH CLOSE, RADCLIFFE M26 2RR | Semi-detached | £195,000 | 19 Dec 2025 |
9, WINDSOR GROVE, RADCLIFFE M26 1HD | Semi-detached | £212,500 | 19 Dec 2025 |
111, RINGLEY ROAD WEST, RADCLIFFE M26 1DW | Terraced | £237,000 | 19 Dec 2025 |
9, DUMERS CHASE, RADCLIFFE M26 2TH | Semi-detached | £230,000 | 19 Dec 2025 |
38, SHAKESPEARE AVENUE, RADCLIFFE M26 3QZ | Semi-detached | £136,500 | 19 Dec 2025 |
265, AINSWORTH ROAD, RADCLIFFE M26 4EZ | Terraced | £138,000 | 19 Dec 2025 |
80, ALBION STREET, RADCLIFFE M26 1BH | Terraced | £142,500 | 19 Dec 2025 |
The most recent recorded sale in M26 was a semi-detached property on Farm Crescent for £250,000 in January 2026. Across the last 20 sales, the median price was £230,000.