Key indicators for buyers
The M25 market is moderately favourable for buyers. Affordability has improved from a peak of 7.9x in 2022 to 7.1x today. Rising rents (£963/mo, +6.2%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Bury area
A home in Bury costs 7.1x the local median salary — moderate, improving from a peak of 7.9x in 2022.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Bury area
Average monthly rent in Bury is £963, up 6.2% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Bury price of £312,417 with a 25% deposit (£78k), a 2-year fixed mortgage at 3.97% costs around £1,233 per month.
Monthly cost comparison based on current data
Uses M25 avg. price with Bury rental data
Monthly mortgage payments (£1,233) are £270 more than renting (£963). However, buying requires an upfront deposit of £78k — it would take around 14 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
40, SALISBURY DRIVE, PRESTWICH M25 0HU | Semi-detached | £345,000 | 27 Jan 2026 |
2, SCHOLES WALK, PRESTWICH M25 0AZ | Semi-detached | £287,500 | 13 Jan 2026 |
43, GREENSIDE AVENUE, PRESTWICH M25 9AF | Semi-detached | £345,000 | 9 Jan 2026 |
13, SHELLEY ROAD, PRESTWICH M25 9GH | Semi-detached | £350,000 | 9 Jan 2026 |
APARTMENT 43, BROADFIELD COURT, PARK VIEW ROAD, PRESTWICH M25 1QF | Flat/Maisonette | £170,000 | 8 Jan 2026 |
11, HILTON CRESCENT, PRESTWICH M25 9NQ | Semi-detached | £377,000 | 8 Jan 2026 |
27, SEDGLEY PARK ROAD, PRESTWICH |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in M25 sold for £312,417 in 2026, with a median of £345,000 across 6 transactions. Prices fell 0.3% compared to the previous year.
| Semi-detached |
| £315,000 |
| 22 Dec 2025 |
11, LOWTHER CLOSE, PRESTWICH M25 9LN | Detached | £354,000 | 19 Dec 2025 |
8, MOUNTSIDE CRESCENT, PRESTWICH M25 3JF | Semi-detached | £210,000 | 19 Dec 2025 |
3, GREENGATE LANE, PRESTWICH M25 3HW | Terraced | £273,000 | 19 Dec 2025 |
13, BEDFORD STREET, PRESTWICH M25 1HX | Terraced | £230,000 | 19 Dec 2025 |
37, BLAND ROAD, PRESTWICH M25 9WG | Semi-detached | £330,000 | 18 Dec 2025 |
17, MOUNT PLEASANT, PRESTWICH M25 2SD | Semi-detached | £285,000 | 18 Dec 2025 |
2, CUCKOO NEST, PRESTWICH M25 2GL | Terraced | £200,000 | 16 Dec 2025 |
36, SANDY LANE, PRESTWICH M25 9NA | Semi-detached | £320,000 | 16 Dec 2025 |
72, KINGS ROAD, PRESTWICH M25 0LN | Semi-detached | £500,000 | 16 Dec 2025 |
19, RANDLESHAM STREET, PRESTWICH M25 1GR | Terraced | £337,500 | 15 Dec 2025 |
98, SCHOLES LANE, PRESTWICH M25 0AU | Semi-detached | £632,500 | 15 Dec 2025 |
WESTMOND, ST ANNS ROAD, PRESTWICH M25 9QE | Detached | £906,000 | 15 Dec 2025 |
44, DUCKWORTH ROAD, PRESTWICH M25 9QH | Semi-detached | £360,450 | 12 Dec 2025 |
The most recent recorded sale in M25 was a semi-detached property on Salisbury Drive for £345,000 in January 2026. Across the last 20 sales, the median price was £337,500.