Key indicators for buyers
The BB12 market looks favourable for buyers. Prices have softened (-9.6%), which could present a buying opportunity. Affordability has improved from a peak of 5.1x in 2021 to 4.2x today. Rising rents (£624/mo, +5.8%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Burnley area
A home in Burnley costs 4.2x the local median salary — relatively affordable, improving from a peak of 5.1x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Burnley area
Average monthly rent in Burnley is £624, up 5.8% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Burnley price of £152,600 with a 25% deposit (£38k), a 2-year fixed mortgage at 3.97% costs around £602 per month.
Monthly cost comparison based on current data
Uses BB12 avg. price with Burnley rental data
Monthly mortgage payments (£602) are £22 less than renting (£624). However, buying requires an upfront deposit of £38k — it would take around 8 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
65, STOCKBRIDGE ROAD, PADIHAM BB12 7EX | Terraced | £72,500 | 16 Jan 2026 |
74 - 76, BURNLEY ROAD, PADIHAM BB12 8QN | Other | £155,000 | 16 Jan 2026 |
13A, CHURCH STREET, PADIHAM BB12 8HF | Terraced | £76,000 | 16 Jan 2026 |
3, WATERSIDE MEWS, PADIHAM BB12 8RS | Terraced | £164,000 | 14 Jan 2026 |
4, FOUNTAIN CLOSE, PADIHAM BB12 8SA | Terraced | £153,000 | 13 Jan 2026 |
9, SALTBURN STREET BB12 6JW | Terraced | £90,000 | 12 Jan 2026 |
14, FOSTER DRIVE BB12 6BU | Detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in BB12 sold for £152,600 in 2026, with a median of £154,000 across 10 transactions. Prices fell 9.6% compared to the previous year.
| £304,000 |
| 9 Jan 2026 |
27, SHAKESPEARE STREET, PADIHAM BB12 8RG | Terraced | £81,500 | 8 Jan 2026 |
209 - 213, PADIHAM ROAD BB12 0HB | Flat/Maisonette | £215,000 | 6 Jan 2026 |
213, PADIHAM ROAD BB12 0HB | Flat/Maisonette | £215,000 | 6 Jan 2026 |
37, CLIFTON STREET BB12 0QZ | Semi-detached | £65,500 | 22 Dec 2025 |
5, CUNNINGHAM GROVE BB12 6DD | Semi-detached | £137,500 | 19 Dec 2025 |
23, ST JOHNS ROAD BB12 6RP | Terraced | £69,000 | 19 Dec 2025 |
7, GAWTHORPE STREET, PADIHAM BB12 8HP | Terraced | £124,995 | 19 Dec 2025 |
76, BURNS STREET BB12 0AJ | Terraced | £79,000 | 19 Dec 2025 |
36, STRAITS LANE, READ BB12 7PQ | Detached | £455,000 | 19 Dec 2025 |
35, CROMWELL STREET BB12 0DB | Terraced | £110,000 | 19 Dec 2025 |
7, STRAITS LANE, READ BB12 7PE | Terraced | £195,000 | 18 Dec 2025 |
7, OAK STREET BB12 6RG | Terraced | £74,950 | 18 Dec 2025 |
102, LOWER MANOR LANE BB12 0EF | Detached | £247,500 | 17 Dec 2025 |
The most recent recorded sale in BB12 was a terraced property on Stockbridge Road for £72,500 in January 2026. Across the last 20 sales, the median price was £137,500.