Key indicators for buyers
The SE20 market is moderately favourable for buyers. Prices have softened (-6.0%), which could present a buying opportunity. Affordability has improved from a peak of 14.6x in 2017 to 12.1x today. Rising rents (£1,663/mo, +3.7%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Bromley area
A home in Bromley costs 12.1x the local median salary — very stretched, improving from a peak of 14.6x in 2017.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Bromley area
Average monthly rent in Bromley is £1,663, up 3.7% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Bromley price of £426,068 with a 25% deposit (£107k), a 2-year fixed mortgage at 3.97% costs around £1,681 per month.
Monthly cost comparison based on current data
Uses SE20 avg. price with Bromley rental data
Monthly mortgage payments (£1,681) are £18 more than renting (£1,663). However, buying requires an upfront deposit of £107k — it would take around 9 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
32, GREEN LANE SE20 7JX | Terraced | £480,000 | 29 Jan 2026 |
7, PARISH MEWS, 126, PARISH LANE SE20 7JH | Flat/Maisonette | £370,000 | 23 Jan 2026 |
44, ALBERT ROAD SE20 7JW | Semi-detached | £616,000 | 16 Jan 2026 |
FLAT 1, 1, ST JOHNS ROAD SE20 7EF | Flat/Maisonette | £360,000 | 14 Jan 2026 |
FLAT 5, SANCTUARY COURT, 65, CROYDON ROAD SE20 7TE | Flat/Maisonette | £300,000 | 9 Jan 2026 |
5, CHARTWELL WAY SE20 8LX | Terraced | £418,750 | 9 Jan 2026 |
44, STATION ROAD SE20 7BJ | Semi-detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in SE20 sold for £426,068 in 2026, with a median of £370,000 across 11 transactions. Prices fell 6.0% compared to the previous year.
| £480,000 |
| 9 Jan 2026 |
FLAT 3, 152 - 154, HIGH STREET SE20 7EU | Flat/Maisonette | £215,000 | 9 Jan 2026 |
44, ASHURST CLOSE SE20 8LY | Flat/Maisonette | £265,000 | 8 Jan 2026 |
49, KENILWORTH ROAD SE20 7QG | Terraced | £825,000 | 8 Jan 2026 |
FLAT 3, HOWARD HOUSE, HOWARD ROAD SE20 8HH | Flat/Maisonette | £357,000 | 6 Jan 2026 |
54, ALBERT ROAD SE20 7JW | Semi-detached | £612,000 | 19 Dec 2025 |
FLAT 62, SHERBORNE COURT, ELMERS END ROAD SE20 7SL | Flat/Maisonette | £215,000 | 19 Dec 2025 |
5, MELVIN ROAD SE20 8EU | Terraced | £725,000 | 18 Dec 2025 |
GARDEN FLAT, 121, CROYDON ROAD SE20 7TT | Flat/Maisonette | £182,500 | 18 Dec 2025 |
THE BASEMENT, 66, ANERLEY PARK SE20 8NQ | Flat/Maisonette | £503,000 | 18 Dec 2025 |
FLAT 52, RADCLIFFE HOUSE, 3, WORCESTER CLOSE SE20 8FR | Flat/Maisonette | £385,000 | 17 Dec 2025 |
FLAT 2, 145, ANERLEY ROAD SE20 8EF | Flat/Maisonette | £285,000 | 16 Dec 2025 |
FLAT 1, 20, ANERLEY PARK SE20 8ND | Flat/Maisonette | £325,000 | 12 Dec 2025 |
67D, CROYDON ROAD SE20 7TB | Flat/Maisonette | £365,000 | 9 Dec 2025 |
The most recent recorded sale in SE20 was a terraced property on Green Lane for £480,000 in January 2026. Across the last 20 sales, the median price was £370,000.