Key indicators for buyers
The BD7 market looks favourable for buyers. Affordability has improved from a peak of 6.0x in 2007 to 5.2x today. Rising rents (£732/mo, +3.9%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Bradford area
A home in Bradford costs 5.2x the local median salary — moderate, improving from a peak of 6.0x in 2007.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Bradford area
Average monthly rent in Bradford is £732, up 3.9% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Bradford price of £140,000 with a 25% deposit (£35k), a 2-year fixed mortgage at 3.97% costs around £552 per month.
Monthly cost comparison based on current data
Uses BD7 avg. price with Bradford rental data
Monthly mortgage payments (£552) are £180 less than renting (£732). However, buying requires an upfront deposit of £35k — it would take around 6 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
118, HARTINGTON TERRACE BD7 2HN | Terraced | £90,000 | 21 Jan 2026 |
87, POPLAR GROVE BD7 4LL | Semi-detached | £190,000 | 9 Jan 2026 |
35, NORTHSIDE TERRACE BD7 2QU | Semi-detached | £130,000 | 17 Dec 2025 |
17, SUMMER HILL STREET BD7 2LN | Terraced | £66,000 | 16 Dec 2025 |
41, SOUTHMERE OVAL BD7 4HS | Semi-detached | £325,000 | 16 Dec 2025 |
470, GREAT HORTON ROAD BD7 3HR | Other | £395,000 | 16 Dec 2025 |
470, GREAT HORTON ROAD BD7 3HR | Other | £395,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in BD7 sold for £140,000 in 2026, with a median of £140,000 across 2 transactions. Prices rose 1.3% compared to the previous year.
| 16 Dec 2025 |
11A, HUDSON AVENUE BD7 3ND | Other | £160,000 | 12 Dec 2025 |
3, NORTHSIDE ROAD BD7 2AY | Terraced | £160,000 | 11 Dec 2025 |
87, CROSS LANE BD7 3LB | Terraced | £122,000 | 8 Dec 2025 |
121, HARLOW ROAD BD7 2HT | Terraced | £140,000 | 5 Dec 2025 |
20, HOLLY PARK DRIVE BD7 4DA | Terraced | £154,000 | 4 Dec 2025 |
138, SPENCER ROAD BD7 2LG | Terraced | £100,000 | 2 Dec 2025 |
13, HOLLINGWOOD AVENUE BD7 2NW | Terraced | £124,000 | 1 Dec 2025 |
5, OLD ROAD BD7 4PJ | Semi-detached | £170,000 | 28 Nov 2025 |
3, SOUTHBROOK TERRACE BD7 1AB | Terraced | £135,000 | 27 Nov 2025 |
114, CROSS LANE BD7 3LB | Terraced | £75,000 | 26 Nov 2025 |
82, OLD ROAD BD7 4PE | Terraced | £127,000 | 21 Nov 2025 |
9, KNIGHTS FOLD BD7 3DR | Terraced | £58,300 | 21 Nov 2025 |
17, ASHGROVE BD7 1BN | Terraced | £250,000 | 19 Nov 2025 |
The most recent recorded sale in BD7 was a terraced property on Hartington Terrace for £90,000 in January 2026. Across the last 20 sales, the median price was £140,000.