Key indicators for buyers
The BD5 market looks favourable for buyers. Prices have softened (-22.5%), which could present a buying opportunity. Affordability has improved from a peak of 6.0x in 2007 to 5.2x today. Rising rents (£732/mo, +3.9%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Bradford area
A home in Bradford costs 5.2x the local median salary — moderate, improving from a peak of 6.0x in 2007.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Bradford area
Average monthly rent in Bradford is £732, up 3.9% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Bradford price of £109,000 with a 25% deposit (£27k), a 2-year fixed mortgage at 3.97% costs around £430 per month.
Monthly cost comparison based on current data
Uses BD5 avg. price with Bradford rental data
Monthly mortgage payments (£430) are £302 less than renting (£732). However, buying requires an upfront deposit of £27k — it would take around 4 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
70, HAYCLIFFE ROAD BD5 9HB | Terraced | £80,000 | 21 Jan 2026 |
11, GREENWAY ROAD BD5 8PD | Terraced | £85,000 | 15 Jan 2026 |
9, MAYO DRIVE BD5 8JD | Semi-detached | £162,000 | 9 Jan 2026 |
1, BANNOCKBURN COURT BD5 8AE | Detached | £220,000 | 19 Dec 2025 |
56, HOPEFIELD WAY BD5 8AA | Semi-detached | £190,000 | 19 Dec 2025 |
66, RATHMELL STREET BD5 9QJ | Terraced | £75,000 | 18 Dec 2025 |
25, ROXBY STREET BD5 7NU | Terraced | £125,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in BD5 sold for £109,000 in 2026, with a median of £85,000 across 3 transactions. Prices fell 22.5% compared to the previous year.
| 16 Dec 2025 |
5, CENTRAL AVENUE BD5 0PB | Terraced | £150,000 | 12 Dec 2025 |
245, CANTERBURY AVENUE BD5 9JY | Terraced | £124,000 | 11 Dec 2025 |
26, HIGHBRIDGE TERRACE BD5 8PT | Semi-detached | £90,000 | 10 Dec 2025 |
19, GREAVES STREET BD5 7PE | Terraced | £68,000 | 5 Dec 2025 |
72, BOYNTON STREET BD5 7BT | Terraced | £60,000 | 5 Dec 2025 |
886A, MANCHESTER ROAD BD5 8DH | Terraced | £150,000 | 2 Dec 2025 |
41, TIVOLI PLACE BD5 0PG | Terraced | £119,000 | 1 Dec 2025 |
23, BIRK LEA STREET, WEST BOWLING BD5 7HH | Terraced | £60,000 | 28 Nov 2025 |
39, SILVERDALE ROAD BD5 8DR | Terraced | £80,000 | 28 Nov 2025 |
42, LOUGHRIGG STREET BD5 7BU | Terraced | £81,000 | 28 Nov 2025 |
33, BOLINGBROKE STREET BD5 9NL | Terraced | £110,000 | 27 Nov 2025 |
77, SMIDDLES LANE BD5 9NT | Terraced | £126,000 | 18 Nov 2025 |
35, DALCROSS GROVE BD5 7SD | Semi-detached | £84,922 | 17 Nov 2025 |
The most recent recorded sale in BD5 was a terraced property on Haycliffe Road for £80,000 in January 2026. Across the last 20 sales, the median price was £110,000.