Key indicators for buyers
The BD22 market looks favourable for buyers. Prices have softened (-10.5%), which could present a buying opportunity. Affordability has improved from a peak of 6.0x in 2007 to 5.2x today. Rising rents (£732/mo, +3.9%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Bradford area
A home in Bradford costs 5.2x the local median salary — moderate, improving from a peak of 6.0x in 2007.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Bradford area
Average monthly rent in Bradford is £732, up 3.9% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Bradford price of £193,123 with a 25% deposit (£48k), a 2-year fixed mortgage at 3.97% costs around £762 per month.
Monthly cost comparison based on current data
Uses BD22 avg. price with Bradford rental data
Monthly mortgage payments (£762) are £30 more than renting (£732). However, buying requires an upfront deposit of £48k — it would take around 9 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
1, GREEN STREET, HAWORTH BD22 8BE | Terraced | £50,723 | 26 Jan 2026 |
3, WESLEYAN MEWS BD22 6DL | Semi-detached | £140,000 | 23 Jan 2026 |
UPPER FLIGHT STACK, SAWOOD, OXENHOPE BD22 9SP | Terraced | £385,000 | 20 Jan 2026 |
1, ACRE ROAD, COWLING BD22 0FN | Semi-detached | £230,000 | 16 Jan 2026 |
7, MOORCROFT AVENUE, OAKWORTH BD22 7NE | Semi-detached | £220,000 | 16 Jan 2026 |
25, BINGLEY ROAD, CROSS ROADS BD22 9BU | Terraced | £115,000 | 16 Jan 2026 |
1, ELM STREET, OXENHOPE BD22 9JL |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in BD22 sold for £193,123 in 2026, with a median of £176,000 across 14 transactions. Prices fell 10.5% compared to the previous year.
| Terraced |
| £165,000 |
| 15 Jan 2026 |
5, STANLEY ROAD BD22 7DE | Terraced | £135,000 | 12 Jan 2026 |
2, BROOK ROW, OAKWORTH BD22 0EA | Terraced | £175,000 | 9 Jan 2026 |
9, MOORCROFT AVENUE, OAKWORTH BD22 7NE | Semi-detached | £177,000 | 9 Jan 2026 |
9, GOTT STREET, CROSS ROADS BD22 9AY | Terraced | £240,000 | 9 Jan 2026 |
56, MANNVILLE GROVE BD22 6AE | Terraced | £106,000 | 9 Jan 2026 |
THE BARN, HAREWOOD HILL, OAKWORTH BD22 7NN | Semi-detached | £385,000 | 8 Jan 2026 |
13, JOHN STREET, OAKWORTH BD22 7HD | Terraced | £179,995 | 8 Jan 2026 |
5, DRILL STREET, HAWORTH BD22 8PP | Detached | £435,000 | 22 Dec 2025 |
22, FOLD LANE, COWLING BD22 0BG | Terraced | £159,950 | 19 Dec 2025 |
7, BROW TOP ROAD, CROSS ROADS BD22 9PH | Terraced | £175,000 | 19 Dec 2025 |
3, GREEN STREET, OXENHOPE BD22 9JA | Terraced | £155,250 | 19 Dec 2025 |
9, BRONTE STREET, HAWORTH BD22 8EE | Terraced | £165,000 | 18 Dec 2025 |
39, STAVELEY ROAD BD22 7BX | Terraced | £114,000 | 18 Dec 2025 |
The most recent recorded sale in BD22 was a terraced property on Green Street for £50,723 in January 2026. Across the last 20 sales, the median price was £175,000.