Key indicators for buyers
The BD21 market looks favourable for buyers. Prices have softened (-42.3%), which could present a buying opportunity. Affordability has improved from a peak of 6.0x in 2007 to 5.2x today. Rising rents (£732/mo, +3.9%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Bradford area
A home in Bradford costs 5.2x the local median salary — moderate, improving from a peak of 6.0x in 2007.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Bradford area
Average monthly rent in Bradford is £732, up 3.9% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Bradford price of £85,000 with a 25% deposit (£21k), a 2-year fixed mortgage at 3.97% costs around £335 per month.
Monthly cost comparison based on current data
Uses BD21 avg. price with Bradford rental data
Monthly mortgage payments (£335) are £397 less than renting (£732). However, buying requires an upfront deposit of £21k — it would take around 3 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
29, ASHLEIGH STREET BD21 3BS | Terraced | £50,000 | 23 Jan 2026 |
87, VICTORIA ROAD BD21 1JF | Terraced | £65,000 | 21 Jan 2026 |
102, HAINWORTH WOOD ROAD BD21 5DR | Terraced | £140,000 | 8 Jan 2026 |
22, HALLOWS ROAD BD21 4ER | Terraced | £140,000 | 19 Dec 2025 |
165, DEVONSHIRE STREET BD21 2NH | Terraced | £85,000 | 19 Dec 2025 |
13, WHIN KNOLL AVENUE BD21 2HY | Semi-detached | £100,000 | 18 Dec 2025 |
12, THE CROFT, THWAITES BD21 4ND | Detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in BD21 sold for £85,000 in 2026, with a median of £65,000 across 3 transactions. Prices fell 42.3% compared to the previous year.
| £385,000 |
| 16 Dec 2025 |
7, SUNNYHILL AVENUE BD21 1RX | Semi-detached | £134,995 | 16 Dec 2025 |
358, WEST LANE BD21 2TH | Semi-detached | £165,000 | 15 Dec 2025 |
11, CAISTER GROVE BD21 1BH | Terraced | £100,000 | 12 Dec 2025 |
31, DALE VIEW ROAD BD21 4YF | Semi-detached | £149,000 | 12 Dec 2025 |
180, DEVONSHIRE STREET BD21 2NR | Semi-detached | £120,000 | 12 Dec 2025 |
15, HARDEN ROAD BD21 4TP | Terraced | £147,000 | 9 Dec 2025 |
10, WALNUT STREET BD21 5BN | Terraced | £95,000 | 5 Dec 2025 |
259, BRADFORD ROAD BD21 4DD | Terraced | £111,000 | 5 Dec 2025 |
4, GREEN ACRES BD21 4WA | Detached | £350,000 | 5 Dec 2025 |
13, GRANVILLE STREET BD21 2DD | Terraced | £120,000 | 5 Dec 2025 |
8, CALVER ROAD BD21 2RY | Terraced | £125,000 | 5 Dec 2025 |
3, DAWSON PLACE BD21 5PL | Semi-detached | £112,000 | 5 Dec 2025 |
4, MALSIS ROAD BD21 1EU | Terraced | £98,000 | 3 Dec 2025 |
The most recent recorded sale in BD21 was a terraced property on Ashleigh Street for £50,000 in January 2026. Across the last 20 sales, the median price was £120,000.