Key indicators for buyers
The BD2 market looks favourable for buyers. Prices have softened (-21.9%), which could present a buying opportunity. Affordability has improved from a peak of 6.0x in 2007 to 5.2x today. Rising rents (£732/mo, +3.9%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Bradford area
A home in Bradford costs 5.2x the local median salary — moderate, improving from a peak of 6.0x in 2007.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Bradford area
Average monthly rent in Bradford is £732, up 3.9% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Bradford price of £146,650 with a 25% deposit (£37k), a 2-year fixed mortgage at 3.97% costs around £579 per month.
Monthly cost comparison based on current data
Uses BD2 avg. price with Bradford rental data
Monthly mortgage payments (£579) are £153 less than renting (£732). However, buying requires an upfront deposit of £37k — it would take around 6 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
358, KINGS ROAD BD2 1NH | Semi-detached | £155,000 | 27 Jan 2026 |
35, NORMAN LANE BD2 2LB | Terraced | £199,950 | 23 Jan 2026 |
3, DAISY FIELDS BD2 1DZ | Semi-detached | £178,000 | 21 Jan 2026 |
18, PETERBOROUGH ROAD BD2 3AR | Terraced | £78,250 | 19 Jan 2026 |
30, MOORSIDE AVENUE BD2 3HG | Semi-detached | £160,000 | 19 Jan 2026 |
465, KINGS ROAD BD2 1ND | Semi-detached | £198,000 | 19 Jan 2026 |
71, HARROGATE ROAD BD2 3DY | Terraced | £94,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in BD2 sold for £146,650 in 2026, with a median of £157,500 across 8 transactions. Prices fell 21.9% compared to the previous year.
| 12 Jan 2026 |
14, TOWER STREET BD2 3AW | Terraced | £110,000 | 8 Jan 2026 |
EMPIRE DIRECT, SIDINGS CLOSE BD2 1AZ | Other | £5,724,427 | 31 Dec 2025 |
PLOT 7, SOUTH SIDE OF, BOLTON HALL ROAD BD2 1BJ | Other | £42,500 | 24 Dec 2025 |
PLOT 6, SOUTH SIDE OF, BOLTON HALL ROAD BD2 1BJ | Other | £42,500 | 24 Dec 2025 |
8, WESTWOOD AVENUE BD2 2NJ | Semi-detached | £200,000 | 23 Dec 2025 |
6, MANOR STREET, ECCLESHILL BD2 3BU | Terraced | £141,000 | 22 Dec 2025 |
10, GREENWOOD DRIVE BD2 1JH | Semi-detached | £130,000 | 19 Dec 2025 |
306, IDLE ROAD BD2 2AL | Terraced | £200,000 | 19 Dec 2025 |
49, BILLETS AVENUE BD2 3FD | Terraced | £209,000 | 19 Dec 2025 |
31, BILLETS AVENUE BD2 3FD | Detached | £296,816 | 19 Dec 2025 |
33, GROVE HOUSE ROAD BD2 4EE | Semi-detached | £190,000 | 19 Dec 2025 |
29, LOXLEY CLOSE BD2 3HX | Terraced | £200,000 | 19 Dec 2025 |
315, IDLE ROAD BD2 4JU | Semi-detached | £225,000 | 18 Dec 2025 |
The most recent recorded sale in BD2 was a semi-detached property on Kings Road for £155,000 in January 2026. Across the last 20 sales, the median price was £190,000.