Key indicators for buyers
The BD14 market looks favourable for buyers. Affordability has improved from a peak of 6.0x in 2007 to 5.2x today. Rising rents (£732/mo, +3.9%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Bradford area
A home in Bradford costs 5.2x the local median salary — moderate, improving from a peak of 6.0x in 2007.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Bradford area
Average monthly rent in Bradford is £732, up 3.9% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Bradford price of £197,400 with a 25% deposit (£49k), a 2-year fixed mortgage at 3.97% costs around £779 per month.
Monthly cost comparison based on current data
Uses BD14 avg. price with Bradford rental data
Monthly mortgage payments (£779) are £47 more than renting (£732). However, buying requires an upfront deposit of £49k — it would take around 10 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
145, PASTURE LANE, CLAYTON BD14 6LR | Semi-detached | £270,000 | 26 Jan 2026 |
12B, PENTLAND AVENUE, CLAYTON BD14 6JG | Semi-detached | £180,000 | 15 Jan 2026 |
22, PINFOLD, CLAYTON BD14 6ST | Flat/Maisonette | £90,000 | 9 Jan 2026 |
4, SANDRINGHAM ROAD, CLAYTON BD14 6EA | Semi-detached | £207,000 | 9 Jan 2026 |
11, CRESTVILLE ROAD, CLAYTON BD14 6DW | Other | £240,000 | 9 Jan 2026 |
12, ALEXANDER SQUARE, CLAYTON BD14 6QU | Terraced | £250,000 | 19 Dec 2025 |
1, HOLLINGWELL HILL, CLAYTON BD14 6PU |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in BD14 sold for £197,400 in 2026, with a median of £207,000 across 5 transactions. Prices rose 1.3% compared to the previous year.
| Terraced |
| £200,000 |
| 19 Dec 2025 |
32, PENFIELD GROVE, CLAYTON BD14 6LJ | Terraced | £215,000 | 16 Dec 2025 |
2, RAMBLING WALK, CLAYTON BD14 6FD | Semi-detached | £235,000 | 15 Dec 2025 |
6, RAMBLING WALK, CLAYTON BD14 6FD | Semi-detached | £255,000 | 15 Dec 2025 |
3, OXFORD STREET, CLAYTON BD14 6RG | Semi-detached | £180,000 | 12 Dec 2025 |
2, CENTRAL PLACE, CLAYTON BD14 6AZ | Terraced | £93,000 | 11 Dec 2025 |
103, OAKLEIGH ROAD, CLAYTON BD14 6QD | Detached | £400,000 | 5 Dec 2025 |
32, STATION ROAD, CLAYTON BD14 6AN | Terraced | £144,950 | 5 Dec 2025 |
19, CRESCENT WALK, CLAYTON BD14 6EH | Semi-detached | £215,000 | 5 Dec 2025 |
18, BROOMCROFT, CLAYTON BD14 6NW | Terraced | £140,000 | 3 Dec 2025 |
5, CHRISHARBEN COURT, CLAYTON BD14 6AF | Flat/Maisonette | £165,000 | 3 Dec 2025 |
32, MIDDLE LANE, CLAYTON BD14 6DR | Terraced | £218,000 | 28 Nov 2025 |
14, PASTURESIDE TERRACE EAST, CLAYTON BD14 6LP | Terraced | £103,000 | 26 Nov 2025 |
MEADOWCROFT, COCKIN LANE, CLAYTON BD14 6PY | Detached | £670,000 | 18 Nov 2025 |
The most recent recorded sale in BD14 was a semi-detached property on Pasture Lane for £270,000 in January 2026. Across the last 20 sales, the median price was £215,000.