Key indicators for buyers
The BD12 market is moderately favourable for buyers. Prices are rising at 11.9%, which may favour acting sooner rather than later. Affordability has improved from a peak of 6.0x in 2007 to 5.2x today. Rising rents (£732/mo, +3.9%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Bradford area
A home in Bradford costs 5.2x the local median salary — moderate, improving from a peak of 6.0x in 2007.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Bradford area
Average monthly rent in Bradford is £732, up 3.9% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Bradford price of £203,200 with a 25% deposit (£51k), a 2-year fixed mortgage at 3.97% costs around £802 per month.
Monthly cost comparison based on current data
Uses BD12 avg. price with Bradford rental data
Monthly mortgage payments (£802) are £70 more than renting (£732). However, buying requires an upfront deposit of £51k — it would take around 10 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
9, WORTHING HEAD CLOSE, WYKE BD12 9QJ | Semi-detached | £233,000 | 22 Jan 2026 |
15, GREENGATES AVENUE, WYKE BD12 9LQ | Semi-detached | £195,000 | 16 Jan 2026 |
15, HIGH FERNLEY COURT, WYKE BD12 8AN | Semi-detached | £265,000 | 16 Jan 2026 |
62, BLACKSTONE AVENUE, WYKE BD12 8SJ | Semi-detached | £170,000 | 16 Jan 2026 |
97, CLECKHEATON ROAD, LOW MOOR BD12 0HL | Semi-detached | £153,000 | 7 Jan 2026 |
12, CHAPEL ROAD, LOW MOOR BD12 0JH | Terraced | £155,000 | 22 Dec 2025 |
3, WYKE CRESCENT, WYKE BD12 9AY |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in BD12 sold for £203,200 in 2026, with a median of £195,000 across 5 transactions. Prices rose 11.9% compared to the previous year.
| Terraced |
| £215,000 |
| 19 Dec 2025 |
1, SALTHORN MEWS, OAKENSHAW BD12 7AS | Terraced | £190,000 | 19 Dec 2025 |
38, PARK ROAD, LOW MOOR BD12 0DL | Terraced | £145,000 | 19 Dec 2025 |
26, BELMONT AVENUE, LOW MOOR BD12 0PA | Semi-detached | £180,000 | 19 Dec 2025 |
223, WYKE LANE, WYKE BD12 9EL | Terraced | £120,000 | 18 Dec 2025 |
27, OAKENSHAW COURT, WYKE BD12 9JE | Terraced | £180,200 | 18 Dec 2025 |
16, BELMONT RISE, LOW MOOR BD12 0PB | Semi-detached | £197,000 | 18 Dec 2025 |
12, WHYTECOTE END, WYKE BD12 8PU | Flat/Maisonette | £56,000 | 18 Dec 2025 |
3, NETHERLANDS SQUARE, LOW MOOR BD12 0TD | Semi-detached | £177,250 | 17 Dec 2025 |
8, FOUNTAIN TERRACE, WYKE BD12 9NN | Terraced | £106,000 | 16 Dec 2025 |
37, ELIZABETH AVENUE, WYKE BD12 8NF | Detached | £237,000 | 15 Dec 2025 |
5, CAMBRIAN BAR, LOW MOOR BD12 0EB | Detached | £325,000 | 12 Dec 2025 |
9, SECOND STREET, LOW MOOR BD12 0JD | Terraced | £98,000 | 12 Dec 2025 |
35, CLARE ROAD, WYKE BD12 8JU | Terraced | £100,000 | 12 Dec 2025 |
The most recent recorded sale in BD12 was a semi-detached property on Worthing Head Close for £233,000 in January 2026. Across the last 20 sales, the median price was £180,000.