Key indicators for buyers
The BD1 market looks favourable for buyers. Prices have softened (-69.2%), which could present a buying opportunity. Affordability has improved from a peak of 6.0x in 2007 to 5.2x today. Rising rents (£732/mo, +3.9%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Bradford area
A home in Bradford costs 5.2x the local median salary — moderate, improving from a peak of 6.0x in 2007.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Bradford area
Average monthly rent in Bradford is £732, up 3.9% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Bradford price of £38,000 with a 25% deposit (£10k), a 2-year fixed mortgage at 3.97% costs around £150 per month.
Monthly cost comparison based on current data
Uses BD1 avg. price with Bradford rental data
Monthly mortgage payments (£150) are £582 less than renting (£732). However, buying requires an upfront deposit of £10k — it would take around 1 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
APARTMENT 12, 53, LEEDS ROAD BD1 5AF | Flat/Maisonette | £38,000 | 22 Jan 2026 |
FLAT 28, 63, VICAR LANE BD1 5BN | Flat/Maisonette | £130,000 | 15 Dec 2025 |
FLAT 60, 63, VICAR LANE BD1 5BN | Flat/Maisonette | £123,000 | 11 Dec 2025 |
APARTMENT 22, COLONIAL BUILDING 135-139, SUNBRIDGE ROAD BD1 2NB | Flat/Maisonette | £54,000 | 8 Dec 2025 |
1, RAWSON PLACE BD1 3QQ | Other | £165,000 | 4 Dec 2025 |
3B, BURNETT STREET BD1 5AP | Other | £28,000 | 24 Nov 2025 |
VALLEY POINT, 4, VALLEY ROAD BD1 4AA |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in BD1 sold for £38,000 in 2026, with a median of £38,000 across 1 transactions. Prices fell 69.2% compared to the previous year.
| Semi-detached |
| £250,000 |
| 24 Nov 2025 |
3A - 3B, BURNETT STREET BD1 5AP | Other | £28,000 | 24 Nov 2025 |
APARTMENT 4, 5, ELDON PLACE BD1 3AS | Flat/Maisonette | £82,000 | 21 Nov 2025 |
73, GODWIN STREET BD1 2SH | Other | £247,500 | 31 Oct 2025 |
FLAT 418, COLONNADE HOUSE, 201, SUNBRIDGE ROAD BD1 2BD | Flat/Maisonette | £130,000 | 30 Oct 2025 |
FLAT 418, COLONNADE HOUSE, 201, SUNBRIDGE ROAD BD1 2BD | Flat/Maisonette | £60,625 | 30 Oct 2025 |
APARTMENT 63, CITY EXCHANGE, 61, HALL INGS BD1 5DB | Flat/Maisonette | £159,000 | 30 Oct 2025 |
APARTMENT 59, CITY EXCHANGE, 61, HALL INGS BD1 5DA | Flat/Maisonette | £159,000 | 29 Oct 2025 |
10, MARKET STREET BD1 1EG | Other | £1,100,000 | 23 Oct 2025 |
FLAT 803, COLONNADE HOUSE, 201, SUNBRIDGE ROAD BD1 2BE | Flat/Maisonette | £117,500 | 1 Oct 2025 |
APARTMENT 112, CITY EXCHANGE, 61, HALL INGS BD1 5DB | Flat/Maisonette | £159,000 | 25 Sept 2025 |
FLAT 212, COLONNADE HOUSE, 201, SUNBRIDGE ROAD BD1 2BQ | Flat/Maisonette | £119,999 | 12 Sept 2025 |
53, THURNSCOE ROAD BD1 3BZ | Terraced | £72,000 | 11 Sept 2025 |
APARTMENT 73, CITY EXCHANGE, 61, HALL INGS BD1 5DB | Flat/Maisonette | £156,000 | 9 Sept 2025 |
The most recent recorded sale in BD1 was a flat/maisonette property on Leeds Road for £38,000 in January 2026. Across the last 20 sales, the median price was £130,000.