Key indicators for buyers
The BL4 market is moderately favourable for buyers. Rising rents (£873/mo, +10.3%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Bolton area
A home in Bolton costs 6.2x the local median salary — moderate, improving from a peak of 6.4x in 2024.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Bolton area
Average monthly rent in Bolton is £873, up 10.3% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Bolton price of £184,000 with a 25% deposit (£46k), a 2-year fixed mortgage at 3.97% costs around £726 per month.
Monthly cost comparison based on current data
Uses BL4 avg. price with Bolton rental data
Monthly mortgage payments (£726) are £147 less than renting (£873). However, buying requires an upfront deposit of £46k — it would take around 7 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
62, MEDWAY DRIVE, KEARSLEY BL4 8PJ | Semi-detached | £50,000 | 20 Jan 2026 |
422, BOLTON ROAD, KEARSLEY BL4 8NJ | Terraced | £185,000 | 16 Jan 2026 |
7, CORRIE CRESCENT, KEARSLEY BL4 8RP | Detached | £280,000 | 16 Jan 2026 |
20, RAILWAY STREET, FARNWORTH BL4 7SA | Terraced | £165,000 | 15 Jan 2026 |
134, LORD STREET, KEARSLEY BL4 8AS | Terraced | £180,000 | 14 Jan 2026 |
26, LUPIN AVENUE, FARNWORTH BL4 0EP | Semi-detached | £206,000 | 9 Jan 2026 |
3, CALDBECK DRIVE, FARNWORTH BL4 0RL | Semi-detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in BL4 sold for £184,000 in 2026, with a median of £182,500 across 8 transactions. Prices rose 1.8% compared to the previous year.
| £280,000 |
| 9 Jan 2026 |
126, PIGGOTT STREET, FARNWORTH BL4 9NS | Terraced | £126,000 | 6 Jan 2026 |
204, EGERTON STREET, FARNWORTH BL4 7JH | Terraced | £167,500 | 19 Dec 2025 |
52, PAISLEY PARK, FARNWORTH BL4 7ET | Semi-detached | £215,000 | 19 Dec 2025 |
61, WATERS EDGE, FARNWORTH BL4 0NL | Detached | £370,000 | 19 Dec 2025 |
61, WATERS EDGE, FARNWORTH BL4 0NL | Detached | £370,000 | 19 Dec 2025 |
18, BRIAN ROAD, FARNWORTH BL4 0JD | Semi-detached | £126,000 | 19 Dec 2025 |
36, DARLEY STREET, FARNWORTH BL4 7QX | Terraced | £175,500 | 19 Dec 2025 |
65, VICTORIA STREET, FARNWORTH BL4 7HG | Terraced | £78,000 | 19 Dec 2025 |
25, KILSBY CLOSE, FARNWORTH BL4 7TJ | Terraced | £92,500 | 19 Dec 2025 |
64, HIGHER MARKET STREET, FARNWORTH BL4 9BB | Other | £110,000 | 19 Dec 2025 |
119, MOSSFIELD ROAD, KEARSLEY BL4 8LU | Semi-detached | £173,000 | 18 Dec 2025 |
60, MOSSFIELD ROAD, KEARSLEY BL4 8LT | Terraced | £152,000 | 18 Dec 2025 |
89, TRENT WAY, KEARSLEY BL4 8PS | Semi-detached | £270,000 | 18 Dec 2025 |
The most recent recorded sale in BL4 was a semi-detached property on Medway Drive for £50,000 in January 2026. Across the last 20 sales, the median price was £175,500.