Key indicators for buyers
The BL1 market is moderately favourable for buyers. Prices have softened (-6.6%), which could present a buying opportunity. Rising rents (£873/mo, +10.3%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Bolton area
A home in Bolton costs 6.2x the local median salary — moderate, improving from a peak of 6.4x in 2024.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Bolton area
Average monthly rent in Bolton is £873, up 10.3% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Bolton price of £196,367 with a 25% deposit (£49k), a 2-year fixed mortgage at 3.97% costs around £775 per month.
Monthly cost comparison based on current data
Uses BL1 avg. price with Bolton rental data
Monthly mortgage payments (£775) are £98 less than renting (£873). However, buying requires an upfront deposit of £49k — it would take around 7 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
513, CHURCH ROAD BL1 5RE | Semi-detached | £320,000 | 21 Jan 2026 |
77, ARNOLD STREET BL1 3EY | Terraced | £119,000 | 19 Jan 2026 |
8, WHITEGATE DRIVE BL1 8SE | Semi-detached | £260,000 | 16 Jan 2026 |
17, BRINDLEY STREET BL1 8QF | Terraced | £122,500 | 16 Jan 2026 |
70, WATERSIDE GARDENS BL1 8WB | Flat/Maisonette | £73,000 | 16 Jan 2026 |
26, HIGHER BRIDGE STREET BL1 2HA | Other | £200,000 | 16 Jan 2026 |
92, LONSDALE ROAD BL1 4PN | Terraced | £185,500 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in BL1 sold for £196,367 in 2026, with a median of £165,000 across 15 transactions. Prices fell 6.6% compared to the previous year.
| 15 Jan 2026 |
133, MARKLAND HILL BL1 5EJ | Detached | £350,000 | 14 Jan 2026 |
30, THORNTON AVENUE BL1 5PJ | Semi-detached | £340,000 | 12 Jan 2026 |
31, WORSTON AVENUE BL1 5UG | Semi-detached | £100,000 | 9 Jan 2026 |
80A, TEMPLE ROAD BL1 3LT | Detached | £410,000 | 9 Jan 2026 |
22, HILL VIEW COURT BL1 8NU | Flat/Maisonette | £63,500 | 9 Jan 2026 |
45, BERNARD GROVE BL1 3LE | Terraced | £165,000 | 8 Jan 2026 |
APARTMENT 42, ATLAS MILL, BENTINCK STREET BL1 4JB | Flat/Maisonette | £87,000 | 8 Jan 2026 |
14, EAST WAY BL1 8SR | Terraced | £150,000 | 7 Jan 2026 |
50, ADRIAN ROAD BL1 3LG | Terraced | £190,000 | 23 Dec 2025 |
16, ST MATTHEWS WALK BL1 3TB | Terraced | £160,000 | 22 Dec 2025 |
28, WESTLAND AVENUE BL1 5NP | Semi-detached | £335,000 | 22 Dec 2025 |
7, LADYMEADOW CLOSE BL1 8UW | Semi-detached | £270,000 | 19 Dec 2025 |
17, STANBURY ROAD BL1 2LF | Terraced | £170,000 | 19 Dec 2025 |
The most recent recorded sale in BL1 was a semi-detached property on Church Road for £320,000 in January 2026. Across the last 20 sales, the median price was £185,500.