Key indicators for buyers
The FY4 market is moderately favourable for buyers. Prices are rising at 21.7%, which may favour acting sooner rather than later. Affordability has improved from a peak of 6.3x in 2008 to 4.2x today. Rising rents (£693/mo, +6.4%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Blackpool area
A home in Blackpool costs 4.2x the local median salary — relatively affordable, improving from a peak of 6.3x in 2008.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Blackpool area
Average monthly rent in Blackpool is £693, up 6.4% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Blackpool price of £198,439 with a 25% deposit (£50k), a 2-year fixed mortgage at 3.97% costs around £783 per month.
Monthly cost comparison based on current data
Uses FY4 avg. price with Blackpool rental data
Monthly mortgage payments (£783) are £90 more than renting (£693). However, buying requires an upfront deposit of £50k — it would take around 11 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
12, BABBACOMBE AVENUE FY4 1LX | Terraced | £102,500 | 26 Jan 2026 |
63, ALBANY AVENUE FY4 1QB | Semi-detached | £156,000 | 23 Jan 2026 |
223, SQUIRES GATE LANE FY4 2NH | Semi-detached | £177,500 | 16 Jan 2026 |
8, CLAYTONGATE FY4 5FL | Detached | £210,000 | 16 Jan 2026 |
30, LYNTON AVENUE FY4 3HR | Detached | £130,000 | 14 Jan 2026 |
42, TOWNELEY AVENUE FY4 4AD | Semi-detached | £132,500 | 9 Jan 2026 |
8, REDWOOD DRIVE FY4 5GJ | Detached | £389,950 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in FY4 sold for £198,439 in 2026, with a median of £177,500 across 9 transactions. Prices rose 21.7% compared to the previous year.
| 6 Jan 2026 |
18, REDWOOD DRIVE FY4 5GJ | Detached | £292,500 | 6 Jan 2026 |
8, NITHSIDE FY4 4SA | Semi-detached | £195,000 | 5 Jan 2026 |
177, HIGHFIELD ROAD FY4 2HG | Semi-detached | £133,000 | 22 Dec 2025 |
17, ANNASIDE CLOSE FY4 5AA | Semi-detached | £208,000 | 19 Dec 2025 |
14, HOLLY WOOD WAY FY4 5FQ | Detached | £275,000 | 19 Dec 2025 |
75, FARINGDON AVENUE FY4 3QJ | Semi-detached | £156,450 | 19 Dec 2025 |
4, KIMBERLEY AVENUE FY4 2LS | Semi-detached | £178,000 | 19 Dec 2025 |
78, HEMINGWAY FY4 3DR | Terraced | £115,000 | 19 Dec 2025 |
56, BURLINGTON ROAD FY4 1JR | Terraced | £136,500 | 19 Dec 2025 |
23, BELVERE AVENUE FY4 2LN | Semi-detached | £170,000 | 19 Dec 2025 |
45, WEBSTER AVENUE FY4 3LL | Semi-detached | £200,000 | 19 Dec 2025 |
53A, ELLESMERE ROAD FY4 3DJ | Terraced | £117,500 | 18 Dec 2025 |
39, LYNDHURST AVENUE FY4 3AX | Semi-detached | £139,950 | 18 Dec 2025 |
The most recent recorded sale in FY4 was a terraced property on Babbacombe Avenue for £102,500 in January 2026. Across the last 20 sales, the median price was £170,000.