Key indicators for buyers
The FY3 market looks favourable for buyers. Prices have softened (-4.1%), which could present a buying opportunity. Affordability has improved from a peak of 6.3x in 2008 to 4.2x today. Rising rents (£693/mo, +6.4%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Blackpool area
A home in Blackpool costs 4.2x the local median salary — relatively affordable, improving from a peak of 6.3x in 2008.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Blackpool area
Average monthly rent in Blackpool is £693, up 6.4% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Blackpool price of £149,792 with a 25% deposit (£37k), a 2-year fixed mortgage at 3.97% costs around £591 per month.
Monthly cost comparison based on current data
Uses FY3 avg. price with Blackpool rental data
Monthly mortgage payments (£591) are £102 less than renting (£693). However, buying requires an upfront deposit of £37k — it would take around 7 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
4, COVEWAY AVENUE FY3 8ET | Semi-detached | £150,000 | 23 Jan 2026 |
6, BRECK ROAD FY3 9DT | Semi-detached | £220,000 | 23 Jan 2026 |
58, BARDSWAY AVENUE FY3 8JR | Semi-detached | £134,000 | 23 Jan 2026 |
9, GRENFELL AVENUE FY3 7BP | Semi-detached | £108,000 | 19 Jan 2026 |
2, DINMORE AVENUE FY3 7RW | Semi-detached | £117,000 | 16 Jan 2026 |
11, KNARESBORO AVENUE FY3 9QW | Semi-detached | £182,500 | 15 Jan 2026 |
6, MAPLE AVENUE FY3 9BJ | Terraced | £140,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in FY3 sold for £149,792 in 2026, with a median of £145,000 across 12 transactions. Prices fell 4.1% compared to the previous year.
| 12 Jan 2026 |
27, ROYAL AVENUE FY3 9PS | Semi-detached | £140,000 | 12 Jan 2026 |
7, CARLETON AVENUE FY3 7JN | Semi-detached | £165,000 | 9 Jan 2026 |
27, BIRCHWAY AVENUE FY3 8EZ | Semi-detached | £153,000 | 9 Jan 2026 |
34, MANSFIELD ROAD FY3 7AE | Semi-detached | £150,000 | 9 Jan 2026 |
43, FORDWAY AVENUE FY3 8JL | Terraced | £138,000 | 9 Jan 2026 |
64, LINDSAY AVENUE FY3 9LD | Terraced | £141,950 | 19 Dec 2025 |
17, LARK CLOSE FY3 9PB | Detached | £245,000 | 19 Dec 2025 |
24, HEALEY STREET FY3 8RW | Terraced | £70,000 | 19 Dec 2025 |
2, THE NOOK, STAINING FY3 0DU | Terraced | £200,000 | 19 Dec 2025 |
61, BARDSWAY AVENUE FY3 8JR | Semi-detached | £112,000 | 18 Dec 2025 |
1, STAINING RISE, STAINING FY3 0BU | Detached | £350,000 | 18 Dec 2025 |
7, GRANGE ROAD FY3 8EJ | Terraced | £135,000 | 18 Dec 2025 |
22, WESTFIELD AVENUE, STAINING FY3 8QB | Semi-detached | £255,000 | 18 Dec 2025 |
The most recent recorded sale in FY3 was a semi-detached property on Coveway Avenue for £150,000 in January 2026. Across the last 20 sales, the median price was £150,000.