Key indicators for buyers
The FY1 market looks favourable for buyers. Prices have softened (-8.7%), which could present a buying opportunity. Affordability has improved from a peak of 6.3x in 2008 to 4.2x today. Rising rents (£693/mo, +6.4%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Blackpool area
A home in Blackpool costs 4.2x the local median salary — relatively affordable, improving from a peak of 6.3x in 2008.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Blackpool area
Average monthly rent in Blackpool is £693, up 6.4% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Blackpool price of £113,005 with a 25% deposit (£28k), a 2-year fixed mortgage at 3.97% costs around £446 per month.
Monthly cost comparison based on current data
Uses FY1 avg. price with Blackpool rental data
Monthly mortgage payments (£446) are £247 less than renting (£693). However, buying requires an upfront deposit of £28k — it would take around 5 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
6, KNOX GROVE FY1 5LP | Semi-detached | £122,500 | 20 Jan 2026 |
65, MANOR ROAD FY1 4EA | Terraced | £113,500 | 16 Jan 2026 |
65, WESTMORLAND AVENUE FY1 5PG | Terraced | £115,000 | 15 Jan 2026 |
41, ST IVES AVENUE FY1 5RA | Terraced | £105,000 | 15 Jan 2026 |
23, SNOWDON CLOSE FY1 5AZ | Terraced | £105,550 | 15 Jan 2026 |
FLAT 25, COURTFIELDS, 121, HORNBY ROAD FY1 4QH | Flat/Maisonette | £78,500 | 15 Jan 2026 |
17A, HOLLY ROAD FY1 2SF | Semi-detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in FY1 sold for £113,005 in 2026, with a median of £114,250 across 20 transactions. Prices fell 8.7% compared to the previous year.
| £150,000 |
| 14 Jan 2026 |
73, ADELAIDE STREET FY1 4LN | Terraced | £138,000 | 12 Jan 2026 |
131, HANDSWORTH ROAD FY1 2QZ | Terraced | £60,000 | 9 Jan 2026 |
52, RIBBLE ROAD FY1 4AB | Terraced | £80,000 | 9 Jan 2026 |
23, QUEEN VICTORIA ROAD FY1 5JS | Terraced | £47,500 | 9 Jan 2026 |
FLAT 6, 42, HULL ROAD FY1 4QB | Flat/Maisonette | £90,000 | 9 Jan 2026 |
FLAT 1, 32, CAMBRIDGE ROAD FY1 3QQ | Terraced | £97,200 | 9 Jan 2026 |
96, COOPERS WAY FY1 3RJ | Flat/Maisonette | £124,950 | 8 Jan 2026 |
88, COOPERS WAY FY1 3RJ | Flat/Maisonette | £124,950 | 8 Jan 2026 |
30, LYTHAM ROAD FY1 6DY | Terraced | £165,000 | 8 Jan 2026 |
68, SAVILLE ROAD FY1 6JT | Semi-detached | £152,000 | 7 Jan 2026 |
18, THRELFALL ROAD FY1 6NN | Terraced | £149,950 | 5 Jan 2026 |
22, WESTFIELD ROAD FY1 6NY | Semi-detached | £155,500 | 5 Jan 2026 |
24, SEYMOUR ROAD FY1 6JH | Terraced | £85,000 | 2 Jan 2026 |
The most recent recorded sale in FY1 was a semi-detached property on Knox Grove for £122,500 in January 2026. Across the last 20 sales, the median price was £115,000.