Key indicators for buyers
The B1 market is moderately favourable for buyers. Prices have softened (-65.7%), which could present a buying opportunity. Rising rents (£1,087/mo, +3.7%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Birmingham area
A home in Birmingham costs 6.1x the local median salary — moderate, improving from a peak of 6.6x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Birmingham area
Average monthly rent in Birmingham is £1,087, up 3.7% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Birmingham price of £140,000 with a 25% deposit (£35k), a 2-year fixed mortgage at 3.97% costs around £552 per month.
Monthly cost comparison based on current data
Uses B1 avg. price with Birmingham rental data
Monthly mortgage payments (£552) are £535 less than renting (£1,087). However, buying requires an upfront deposit of £35k — it would take around 3 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
101, AXIUM, 36, WINDMILL STREET B1 1FW | Flat/Maisonette | £140,000 | 21 Jan 2026 |
APARTMENT 5, 65, GRAHAM STREET B1 3JR | Flat/Maisonette | £223,000 | 19 Dec 2025 |
APARTMENT 204, 10, TOWNSEND WAY B1 2RT | Flat/Maisonette | £135,000 | 12 Dec 2025 |
APARTMENT 212, CANAL WHARF, 12, WATERFRONT WALK B1 1SN | Flat/Maisonette | £187,000 | 9 Dec 2025 |
APARTMENT 405, KETTLEWORKS, 126, POPE STREET B1 3DW | Flat/Maisonette | £158,000 | 28 Nov 2025 |
APARTMENT 10, TREASURE HOUSE, 4, CARVER STREET B1 3ER | Flat/Maisonette | £157,000 | 28 Nov 2025 |
APARTMENT 321, AMAZON LOFTS, TENBY STREET |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in B1 sold for £140,000 in 2026, with a median of £140,000 across 1 transactions. Prices fell 65.7% compared to the previous year.
| Flat/Maisonette |
| £143,000 |
| 26 Nov 2025 |
93, CAMDEN STREET B1 3DD | Terraced | £470,000 | 24 Nov 2025 |
APARTMENT 2408, BEETHAM TOWER, 10, HOLLOWAY CIRCUS QUEENSWAY B1 1BA | Flat/Maisonette | £125,000 | 20 Nov 2025 |
APARTMENT 2202, BEETHAM TOWER, 10, HOLLOWAY CIRCUS QUEENSWAY B1 1BA | Flat/Maisonette | £99,000 | 20 Nov 2025 |
APARTMENT 43, WESTSIDE TWO, 20, SUFFOLK STREET QUEENSWAY B1 1LW | Flat/Maisonette | £142,500 | 19 Nov 2025 |
APARTMENT 104, MORETON HOUSE, 10, MORETON STREET B1 3BE | Flat/Maisonette | £145,000 | 14 Nov 2025 |
APARTMENT 76, SKYLINE, 165, GRANVILLE STREET B1 1JW | Flat/Maisonette | £135,000 | 11 Nov 2025 |
APARTMENT 28, TREASURE HOUSE, 4, CARVER STREET B1 3ER | Flat/Maisonette | £320,000 | 7 Nov 2025 |
FLAT 15, GALTON TOWER, CIVIC CLOSE B1 2NW | Flat/Maisonette | £123,000 | 17 Oct 2025 |
166, UPPER MARSHALL STREET B1 1LJ | Flat/Maisonette | £180,000 | 10 Oct 2025 |
THE GATE HOUSE, 2B VICTORIA WORKS, VITTORIA STREET B1 3PE | Other | £300,000 | 10 Oct 2025 |
APARTMENT 52, 22, NEWHALL HILL B1 3JA | Flat/Maisonette | £220,000 | 8 Oct 2025 |
52 ROYAL ARCH APARTMENTS, THE MAILBOX, WHARFSIDE STREET B1 1RB | Flat/Maisonette | £165,000 | 8 Oct 2025 |
FLAT 16, BALMORAL COURT, 1, SCOTLAND STREET B1 2RU | Flat/Maisonette | £180,000 | 7 Oct 2025 |
The most recent recorded sale in B1 was a flat/maisonette property on Windmill Street for £140,000 in January 2026. Across the last 20 sales, the median price was £158,000.