Key indicators for buyers
The IP9 market presents a mixed picture for buyers. Prices are rising at 21.4%, which may favour acting sooner rather than later. Affordability has improved from a peak of 12.7x in 2022 to 10.6x today. Rising rents (£968/mo, +4.8%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Babergh area
A home in Babergh costs 10.6x the local median salary — very stretched, improving from a peak of 12.7x in 2022.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Babergh area
Average monthly rent in Babergh is £968, up 4.8% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Babergh price of £495,833 with a 25% deposit (£124k), a 2-year fixed mortgage at 3.97% costs around £1,957 per month.
Monthly cost comparison based on current data
Uses IP9 avg. price with Babergh rental data
Monthly mortgage payments (£1,957) are £989 more than renting (£968). However, buying requires an upfront deposit of £124k — it would take around 56 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
7, LONG PERRY, CAPEL ST MARY IP9 2XD | Detached | £482,500 | 22 Jan 2026 |
67, THE STREET, CAPEL ST MARY IP9 2EG | Detached | £375,000 | 9 Jan 2026 |
3, BELOW CHURCH, SHOTLEY IP9 1EP | Detached | £630,000 | 6 Jan 2026 |
62, LOWER HARLINGS, SHOTLEY GATE IP9 1RP | Detached | £212,000 | 19 Dec 2025 |
19, TOLLGATE ROAD, CAPEL ST MARY IP9 2HB | Semi-detached | £248,000 | 19 Dec 2025 |
47, LOWER HARLINGS, SHOTLEY GATE IP9 1RP | Semi-detached | £237,500 | 9 Dec 2025 |
56, GANGES ROAD, SHOTLEY GATE IP9 1RJ |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in IP9 sold for £495,833 in 2026, with a median of £482,500 across 3 transactions. Prices rose 21.4% compared to the previous year.
| Semi-detached |
| £215,000 |
| 5 Dec 2025 |
13, GARRODS, CAPEL ST MARY IP9 2HJ | Terraced | £240,000 | 5 Dec 2025 |
2, BOOT DRIFT COTTAGES, SHOTLEY IP9 1EY | Semi-detached | £395,000 | 4 Dec 2025 |
42, DAYS GREEN, CAPEL ST MARY IP9 2HZ | Detached | £420,000 | 3 Dec 2025 |
38, ABBOTT WAY, HOLBROOK IP9 2FF | Detached | £500,000 | 24 Nov 2025 |
2, WOODLANDS, CHELMONDISTON IP9 1DT | Semi-detached | £335,000 | 14 Nov 2025 |
THE HAVEN, LONDON ROAD, CAPEL ST MARY IP9 2JT | Detached | £2,150,000 | 12 Nov 2025 |
1, HAZEL SHRUB COTTAGES, HAZEL SHRUB, BENTLEY IP9 2DG | Semi-detached | £305,000 | 7 Nov 2025 |
9, PLAYFIELD ROAD, CAPEL ST MARY IP9 2HP | Detached | £440,000 | 6 Nov 2025 |
7, ELM LANE, CAPEL ST MARY IP9 2HS | Semi-detached | £307,500 | 3 Nov 2025 |
5, ORWELL VIEW ROAD, SHOTLEY IP9 1NW | Semi-detached | £255,000 | 3 Nov 2025 |
1, CLIFTON WOOD, HOLBROOK IP9 2PY | Detached | £412,500 | 30 Oct 2025 |
HOLLYDENE, IPSWICH ROAD, HOLBROOK IP9 2QT | Other | £575,000 | 30 Oct 2025 |
19, READE ROAD, HOLBROOK IP9 2QL | Semi-detached | £361,500 | 28 Oct 2025 |
The most recent recorded sale in IP9 was a detached property on Long Perry for £482,500 in January 2026. Across the last 20 sales, the median price was £375,000.