Key indicators for buyers
The DE75 market is moderately favourable for buyers. Prices have softened (-32.7%), which could present a buying opportunity. Affordability has improved from a peak of 7.2x in 2022 to 6.5x today. Rising rents (£781/mo, +4.5%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Amber Valley area
A home in Amber Valley costs 6.5x the local median salary — moderate, improving from a peak of 7.2x in 2022.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Amber Valley area
Average monthly rent in Amber Valley is £781, up 4.5% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Amber Valley price of £147,500 with a 25% deposit (£37k), a 2-year fixed mortgage at 3.97% costs around £582 per month.
Monthly cost comparison based on current data
Uses DE75 avg. price with Amber Valley rental data
Monthly mortgage payments (£582) are £199 less than renting (£781). However, buying requires an upfront deposit of £37k — it would take around 6 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
28, MARKET STREET DE75 7NR | Other | £147,500 | 13 Jan 2026 |
42, MANSFIELD ROAD DE75 7AQ | Detached | £365,000 | 19 Dec 2025 |
19, RIDGEWAY DE75 7BU | Semi-detached | £175,000 | 19 Dec 2025 |
20E, GLADSTONE AVENUE DE75 7PU | Semi-detached | £200,000 | 19 Dec 2025 |
END & SON ENGINEERS LTD, SLACK LANE DE75 7GX | Other | £225,000 | 19 Dec 2025 |
28, JULIE AVENUE DE75 7HW | Semi-detached | £215,000 | 18 Dec 2025 |
19, LEE LANE DE75 7HN | Terraced |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in DE75 sold for £147,500 in 2026, with a median of £147,500 across 1 transactions. Prices fell 32.7% compared to the previous year.
| £154,000 |
| 16 Dec 2025 |
87, HASSOCK LANE NORTH, SHIPLEY DE75 7JB | Semi-detached | £235,000 | 12 Dec 2025 |
34, JULIE AVENUE DE75 7HW | Semi-detached | £207,000 | 12 Dec 2025 |
64, OLD COPPICE SIDE DE75 7DJ | Semi-detached | £263,500 | 12 Dec 2025 |
10, LOWER GLADSTONE STREET DE75 7PT | Terraced | £135,000 | 12 Dec 2025 |
4, THISTLEGREEN CLOSE DE75 7HZ | Detached | £175,000 | 11 Dec 2025 |
65, LOSCOE DENBY LANE, LOSCOE DE75 7RX | Detached | £430,000 | 10 Dec 2025 |
17, FORD AVENUE, LOSCOE DE75 7LR | Detached | £410,000 | 10 Dec 2025 |
15, LAKE AVENUE, LOSCOE DE75 7LJ | Semi-detached | £228,000 | 10 Dec 2025 |
33, TRINITY WAY DE75 7UW | Flat/Maisonette | £152,500 | 9 Dec 2025 |
41, LOSCOE GRANGE, LOSCOE DE75 7JY | Terraced | £82,000 | 5 Dec 2025 |
3, BROOKLANDS AVENUE DE75 7BJ | Detached | £184,000 | 5 Dec 2025 |
61, JOHN STREET DE75 7FT | Terraced | £125,000 | 2 Dec 2025 |
65, DERBY ROAD DE75 7QJ | Terraced | £76,500 | 28 Nov 2025 |
The most recent recorded sale in DE75 was a other property on Market Street for £147,500 in January 2026. Across the last 20 sales, the median price was £200,000.